For 2026, the conventional loan limit in Somerset, located in St. Croix county, WI, is established at $726,200, while the FHA cap for a single-family home is set at $515,200.
Utilize the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA loans. Identify the required income, credit standing, reserves, and documentation for qualification. Our advanced mortgage calculator lays out Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial situation in WI.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $358,800 | 0% |
| FHA | $515,200 | 3.5% |
This comparison table applies to zip codes: 54025
The mission of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you quickly and without hassle. Opt for one of three starting points that will match you with suitable lenders and loan programs.
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