FHA VS Conventional loan programs in 2025 for Somerset, St. Croix County, Wisconsin
For 2025, the conventional loan limit in Somerset, located in St. Croix county, WI, is established at $726,200, while the FHA cap for a single-family home is set at $515,200.
Utilize the Lendersa® Conventional loan calculator to compare today's top rates between Conventional, FHA, and USDA loans. Identify the required income, credit standing, reserves, and documentation for qualification. Our advanced mortgage calculator lays out Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your financial situation in WI.
2025 Loan Limits and Down Payment Requirements in Somerset, St. Croix County, WI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$358,800
0%
FHA
$515,200
3.5%
This comparison table applies to zip codes: 54025
Conventional and FHA Loan Options in Somerset, WI
The mission of Lendersa® is to secure the best possible Conventional, USDA, or FHA loan for you quickly and without hassle. Opt for one of three starting points that will match you with suitable lenders and loan programs.
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345 Knechtel Way NE Suite 200, Bainbridge Island, WA, 98110
BLG gives you access to multiple lenders and dozens of loan programs allowing us to help find you a great rate and terms that meet your needs.Most importantly, we fully prequalify you so when you make an offer, local REALTORS will place more trust in an approval letter from us because they know we deliver.