FHA VS Conventional loan programs in 2026 for Hudson, St. Croix County, Wisconsin

In 2026, the allowed limit for Conventional loans in Hudson, within St. Croix county in WI, is $726,200. The FHA limit for a single-family dwelling is $515,200.

Take advantage of the Lendersa® Conventional loan calculator to juxtapose the leading rates of Conventional, FHA, and USDA loans today. Determine the requirements for income, credit, reserves, and paperwork needed to qualify. Our advanced calculator showcases loan options, including Conforming Conventional, USDA, FHA, and VA, side by side, helping you choose the best program suited for your financial needs in WI.

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2026 Loan Limits & Down Payment Requirements in Hudson, St. Croix County, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $358,800 0%
FHA $515,200 3.5%

These figures apply to zip codes specified: 54016

Conventional and FHA Loan Choices in Hudson, WI

Lendersa® is dedicated to attaining the most suitable Conventional, USDA, or FHA loan for you, swiftly and effortlessly. Choose from three options that connect you with compatible lenders and loan programs.

Results of USDA loan requests and match-ups by Lendersa


Hudson Lenders

  • First National Bank of River Falls
  • 104 E Locust St, River Falls, WI, 54022
  • Lends in Wisconsin
  • First National Bank of River Falls is proud to offer several home mortgage, home loan & home construction loan options. We're here to make the home of your dreams a reality! Our skilled team of local lenders provide local servicing on most mortgages and are eager to walk you through the buying process.