FHA VS Conventional loan in Keyser, Mineral County, West Virginia
For 2026, the conventional loan limit in Keyser, Mineral county, WV is $726,200, while the FHA cap for a single-family home is $472,030.
Utilize the Lendersa® Conventional loan calculator to compare today's leading rates among Conventional, FHA, and USDA. Find out the required income, credit score, reserves, and documents you need to qualify. Our advanced tool allows you to view Conforming Conventional loans, USDA, FHA, and VA options side by side, guiding you toward the best choice in WV for your financial requirements.
2026 Loan Caps and Down Payments in Keyser, Mineral, WV
Loan Type
Loan Cap
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
These limits apply to zip codes: 26726
Exploring Conventional and FHA Loan Options in Keyser, WV
Lendersa® is focused on securing the most favorable Conventional, USDA, or FHA loan quickly and with ease. Begin with one of the three strategies available to find matching lenders and loan offers.
FNB Bank, formerly the First National Bank of Romney, opened for business on June 11, 1910 in the old Wirgman Building in Romney with an original capitalization of $50,000.
In 1911 FNB Bank moved to a three-story brick building at the corner of Main and High Streets. The Bank outgrew its facilities
The Bank of Romney is a locally owned and operated independent community bank with full-service financial products. We have been serving the families and businesses of Hampshire County and the surrounding area since 1888. Opening for business on December 20, 1888, The Bank of Romney is the oldest and largest bank in Hampshire County.
The Grant County Bank was chartered as a West Virginia state bank on August 6, 1902 and began operations on August 15 with its first office in Petersburg, WV. Our mission of providing financial services and products to families, small businesses and the agricultural community has served both our customers and the bank well over the years.
Clear Mountain Bank is a locally owned and managed community bank serving Monongalia, Preston, and Harrison counties in West Virginia and Garrett County in Maryland. We offer a complete line of financial products and services for personal and business banking within a friendly, hometown atmosphere. Independence...Community...Customer First.
Preston Federal Credit Union has been open since 1978. The credit union has assets totaling $33.13 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
