FHA VS Conventional loan programs in 2026 for Martinsburg, Berkeley County, West Virginia
In 2026, the conventional loan limit in Martinsburg, within Berkeley County, WV, is $726,200. Meanwhile, the FHA limit for a single-family home is $472,030.
The Lendersa® Conventional loan calculator lets you evaluate today's top rates for Conventional, FHA, and USDA loans, determining necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage tool, you can see Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in choosing the best option for your financial situation in WV.
2026 Loan Limits and Downpayment Requirements in Martinsburg, Berkeley County, WV
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
The comparison table is applicable to these zip codes: 25403
Conventional and FHA Loan Options in Martinsburg, WV
Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan efficiently, without hassle. Choose one of three starting options to find compatible lenders and programs.
Eastern Panhandle Federal Credit Union was originally chartered in January of 1970 as the Eastern Auto Workers Federal Credit Union. The purpose was to serve the workers and families of the General Motors parts and distribution facility here in Martinsburg.
We have evolved over the years and changed with the times
1945 Edwin Miller Boulevard, Martinsburg, WV, 25404
Lends in West Virginia
Working together towards a common goal is an idea familiar to us as citizens, as employees, and as family members. Working together, we succeed in building a better future for all.
That spirit of cooperation inspired the formation of the 167th TFR Federal Credit Union in 1959. As a credit union, we're a non-profit financial cooperative
115 Aikens Center, Suite 20B, Martinsburg, WV, 25404
Lends in West Virginia
The MortgageFinancing.com Team is your premier mortgage team located in Martinsburg, West Virginia. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Martinsburg area
55 Meridian Parkway, Suite 101, Morgantown, WV, 25404
Lends in West Virginia
Welcome to the Burke Team at American Pacific Mortgage, where we prioritize trust, expertise, and personal service in your home financing journey. Our experienced team guides you through the mortgage process, tailoring our services to your needs, whether you're a first-time buyer, refinancing, or exploring investments. Experience the Burke Team dif
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Jefferson Security Bank is a West Virginia state-chartered bank that was formed and opened for business May 19, 1869 making it the oldest bank in Jefferson County, West Virginia. Originally chartered as Jefferson Savings Bank, it changed its corporate name in 1909 to Jefferson Security Bank.
PGPresents is an independent student loan consulting company providing educational debt management help for student loan borrowers. PGPresents specializes in helping recent medical school graduates develop repayment strategies as they transition into residency programs. While the majority of clients are graduates of medical
Core Mortgage Services, LLC brings a refreshing and innovative approach to mortgage lending through diverse and coveted loan product availability. Our team of experts are ready to help you find the ideal mortgage for your situation. We serve all areas of Pennsylvania, Virginia, West Virginia, and Florida
