Explore the differences! FHA VS Conventional loan programs in Inwood, Berkeley County, West Virginia

As of 2026, the conventional loan limit for Inwood, located in Berkeley county, WV, is $726,200. Meanwhile, the limit for FHA loans for a single-family home is $472,030.

With the Lendersa® Conventional loan calculator, you can compare today's top rates among Conventional, FHA, and USDA, determining the necessary income, credit, and reserves required for qualification. This advanced tool allows for side-by-side reviews of Conforming Conventional, USDA, FHA, and VA loans, aiding in selecting the most suitable program for your financial situation in WV.

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2026 Loan Limits and Downpayment Requirements in Inwood, Berkeley, WV

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

These limits apply to zip codes: 25420

New Opportunities with Conventional and FHA Loans in Inwood, WV

Lendersa® aims to efficiently secure the best available Conventional, USDA, or FHA loan for you. Choose one of three methods to find matching lenders and loan programs that fit your needs without hassle.

Results for Lendersa USDA loan requests


Inwood Lenders

  • Zen Mortgage Group
  • 114 Hovatter Drive, Inwood, WV, 25428
  • Lends in West Virginia
  • Zen Mortgage Group(formerly Zen Loans Home of the Refi King Serving All Your Mortgage Needs! Licensed in WV, VA and MD Zen Loans has been in business since 1999 offering infinite options for all your refinancing and new mortgage needs. Contact us for a no obligation consultation. Plus, ask about all our low mortgage rates

  • ZenMortgage Group
  • 114 Hovatter Drive, Inwood, WV, 25428
  • Lends in West Virginia
  • www.zenloans.com 40+ Lenders to Get the Right Advice at the Right Time at the Best Price. Experience the Zen Loans Difference! We help borrowers in all types of scenarios with credit scores 500-850. Our Wholesale Rates beat our competitors Retail Rates and we have fast closings often in just 21 days or less.

  • Eastern Panhandle Fed CU
  • 36 GM Access Road, Martinsburg, WV, 25403
  • Lends in West Virginia
  • Eastern Panhandle Federal Credit Union was originally chartered in January of 1970 as the Eastern Auto Workers Federal Credit Union. The purpose was to serve the workers and families of the General Motors parts and distribution facility here in Martinsburg.

    We have evolved over the years and changed with the times

  • CNB Bank, Inc
  • 101 South Washington Street, Berkeley Springs, WV, 25411
  • Lends in West Virginia
  • CNB Bank's success since 1934 has been a direct result of our unwavering commitment to providing exceptional service and products for our customers. We continue to be focused on building and maintaining long-term relationships with our customers and providing the financial services that will help keep our communities strong and growing.

  • 167th TFR Federal Credit Union
  • 1945 Edwin Miller Boulevard, Martinsburg, WV, 25404
  • Lends in West Virginia
  • Working together towards a common goal is an idea familiar to us as citizens, as employees, and as family members. Working together, we succeed in building a better future for all.

    That spirit of cooperation inspired the formation of the 167th TFR Federal Credit Union in 1959. As a credit union, we're a non-profit financial cooperative

  • Mortgage Financing.com
  • 115 Aikens Center, Suite 20B, Martinsburg, WV, 25404
  • Lends in West Virginia
  • The MortgageFinancing.com Team is your premier mortgage team located in Martinsburg, West Virginia. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Martinsburg area

  • American Pacific Mortgage
  • 55 Meridian Parkway, Suite 101, Morgantown, WV, 25404
  • Lends in West Virginia
  • Welcome to the Burke Team at American Pacific Mortgage, where we prioritize trust, expertise, and personal service in your home financing journey. Our experienced team guides you through the mortgage process, tailoring our services to your needs, whether you're a first-time buyer, refinancing, or exploring investments. Experience the Burke Team dif

  • Bank of Charles Town
  • 111 E Washington St, Charles Town, WV, 25414
  • Lends in West Virginia
  • BCT strives to provide high quality, profitable community banking and related financial services to customers by focusing on exceeding customer service expectations; providing competitive and fair employment opportunities; participating actively in the communities that are served; maintaining the highest business standards.

  • Jefferson Security Bank
  • 105 E Washington Street, Shepherdstown, WV, 25443
  • Lends in West Virginia
  • Jefferson Security Bank is a West Virginia state-chartered bank that was formed and opened for business May 19, 1869 making it the oldest bank in Jefferson County, West Virginia. Originally chartered as Jefferson Savings Bank, it changed its corporate name in 1909 to Jefferson Security Bank.