FHA VS Conventional loan in St.-Marys, Pleasants County, West Virginia

In 2025, the Conventional loan limit for St.-Marys in Pleasants county, WV, is $647,200. Additionally, the FHA limit for a single-family home is $420,680.

Utilize the Lendersa® Conventional loan calculator to compare top rates for Conventional, FHA, and USDA loans, assisting in determining the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool allows you to review Conforming Conventional, USDA, FHA, and VA loans side by side, thus aiding in selecting the best program for your specific financial scenario in WV.

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2025 Loan Limits and Downpayment Requirements in St.-Marys, Pleasants, WV

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

These limits apply to zip codes: 26170

Conventional and FHA Loan Options in St.-Marys, WV

The goal at Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan for you, hassle-free. Choose one of three starting points to connect with matching lenders and loan programs.

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  • Peoples Federal Credit Union
  • 419 First Avenue South, Nitro, WV, 25143
  • Peoples Federal Credit Union, charter number 16993, was founded in September of 1965 as the U.C. Institute Employees Federal Credit Union. The credit union was chartered to serve the employees of Union Carbide at Institute, West Virginia. The facility, at the time of the charter, employed in excess of 2, 500 individuals.
  • Pioneer Appalachia Federal Credit Union
  • 1316 Kanawha Boulevard East, Charleston, WV, 25301
  • Pioneer Appalachia Federal Credit Union was established in 1940 by a group of "pioneering" educators. They all shared a dream that one day the teachers of Kanawha County Schools would have an alternative to traditional banking. They would create a place that "members" could join and be founded on the principle of "people helping people.
  • The Religious Coalition for Community Renewal
  • 1117 Quarrier Street, Charleston, WV, 25301
  • The Religious Coalition for Community Renewal, established in 1987, is a 501(c)3 not for profit organization in Charleston, WV. The RCCR is a membership organization with over 30 religious interfaith congregations making up its membership. The RCCR is supported by an all volunteer board, and receives its funding from its members and trusts.
  • Victorian Finance, LLC
  • 1205 Virginia St East, Charleston, WV, 25301
  • Victorian Finance, LLC in 2003 to help Pittsburghers achieve the American Dream of home ownership. And he has expanded that achievement to a nationwide organization. The "Victorian Story" started when Sonny infused the principals of chemical engineering into the mortgage business. A former chemical engineer by trade
  • City National Bank
  • 25 Gatewater Road, Cross Lanes, WV, 25356
  • City has been delivering innovative, superior financial solutions for 60 years, proudly serving consumers and businesses in more than 90 locations across West Virginia, Kentucky, Virginia and Ohio. City’s commitment to personalized service and community support has turned this Charleston, West Virginia company
  • Hopewell Federal Credit Union
  • 501 Hopewell Dr, Heath, OH, 43056
  • Hopewell Federal Credit Union (HFCU), one of the leading credit unions serving Licking, Delaware and Franklin Counties, is a not-for-profit financial cooperative that is owned by its members. Hopewell provides a full range of financial services including savings and checking accounts, loan products and business accounts.
  • Kemba Charleston Federal Credit Union
  • 1830 Roxalana Road, Dunbar, WV, 25064
  • Kemba Charleston is dedicated to serving its members through low loan rates, high returns and many other services. We serve the areas of Dunbar, Institute and Nitro. We also have numerous employee groups with our main one being Kroger. Find out how you can join today to take advantage of our numerous financial benefits.
  • Citizens Bank of West Virginia, Inc.
  • 211 Third Street, Elkins, WV, 26241
  • Citizens Bank opened its doors January 22, 1924 and has since continued to be a viable community bank, with many of our employees and officers involved in the respective communities they serve. The Board, management and staff of Citizens Bank remain committed to a long-term, personal approach to banking that puts our customers first and foremost.
  • Homeownership Center Inc
  • 2276 Randolph Ave, Elkins, WV, 26241
  • The mission of the HomeOwnership Center is to strengthen the communities of North Central West Virginia by creating and supporting successful home owners through mortgage lending, credit counseling, financial advising and home buyer education. Empowering and inspiring families to achieve financial confidence and the dream of home ownership.
  • Strip Steel Employees Federal Credit Union
  • 3316 Main Street, Weirton, WV, 26062
  • We were charted in 1953 as the Strip Steel Employees Federal Credit Union. We were originally created to service the strip, sheet mill and salary division of Weirton Steel Corporation. At the peak of the company’s history, it employed over 12, 000 people and supported three (3) credit unions. Over the past 50 years the company
  • First Choice America Community CU
  • 3501 Main Street, Weirton, WV, 26062
  • First Choice America Community Federal Credit Union was formed to support the hard-working men and women of the Ohio Valley. Our legacy continues for our customers today. Our credit union, a member-owned financial cooperative, provides families and businesses in the Tri-State area competitive rates so our customers benefit.