FHA VS Conventional loan programs in St.-Marys, Pleasants County, West Virginia
In 2026, the Conventional loan limit for St.-Marys in Pleasants county, WV, is $647,200. Additionally, the FHA limit for a single-family home is $420,680.
Utilize the Lendersa® Conventional loan calculator to compare top rates for Conventional, FHA, and USDA loans, assisting in determining the necessary income, credit, reserves, and documents needed for qualification. Our advanced mortgage tool allows you to review Conforming Conventional, USDA, FHA, and VA loans side by side, thus aiding in selecting the best program for your specific financial scenario in WV.
2026 Loan Limits and Downpayment Requirements in St.-Marys, Pleasants, WV
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$285,000
0%
FHA
$420,680
3.5%
These limits apply to zip codes: 26170
Conventional and FHA Loan Options in St.-Marys, WV
The goal at Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan for you, hassle-free. Choose one of three starting points to connect with matching lenders and loan programs.
Long Reach Federal Credit Union was organized in 1975. We are a not-for-profit organization that is member-owned, where earnings are paid back to the members with lower loan rates and higher savings rates, rather than being owned by stockholders. Long Reach Federal Credit Union offers many products and services to meet your financial needs.
Union Bank is a locally owned and locally managed, independent, full-service community bank, with approximately $235 million in assets. We operate eight (8) full service locations in northwestern West Virginia, in the communities of: Middlebourne, Sistersville, St. Marys, Hundred, New Martinsville, Pennsboro, Harrisville, and Ellenboro,
WEE Federal Credit Union was established in 1961 as a non-profit financial institution set up to serve the Wood County Educational Employees (Wood County, West Virginia) and their family members by providing a convenient way to save money as well as providing its members a way of borrowing money at a reasonable rate of interest.
One Community Federal Credit Union is a full service, federally chartered, financial cooperative located in Parkersburg, West Virginia. We are mutually owned by our members, and have been serving the Mid-Ohio Valley since 1958. Our sole purpose is to provide our membership with competitive financial services with the best possible rates
WV Central Credit Union is to get you settled in to your new home sooner. Buying a home can be stressful but we will walk you through a simple step by step process to ease any worry. We will help you determine the right loan and terms to find your needs, whether you're purchasing, refinancing, constructing, or remodeling.
