FHA VS Conventional loan programs in 2026 for Parkersburg, Wood County, West Virginia
For 2026, the conventional loan limit in Parkersburg, situated in Wood County, WV, is $726,200. Conversely, the FHA limit for a single-family home is $472,030.
Leverage the Lendersa® Conventional loan calculator to check today's top rates for Conventional, FHA, and USDA loans. Determine income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows you Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the best program in WV for your financial situation.
2026 Loan Limits and Downpayment Requirements in Parkersburg, Wood County, WV
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
Applicable zip codes for this table: 26104
Discover Conventional and FHA Loan Choices in Parkersburg, WV
The aim of Lendersa® is to efficiently provide the best Conventional, USDA, or FHA loan without effort. Select one of three starting strategies to find matching lenders and loan options.
WEE Federal Credit Union was established in 1961 as a non-profit financial institution set up to serve the Wood County Educational Employees (Wood County, West Virginia) and their family members by providing a convenient way to save money as well as providing its members a way of borrowing money at a reasonable rate of interest.
One Community Federal Credit Union is a full service, federally chartered, financial cooperative located in Parkersburg, West Virginia. We are mutually owned by our members, and have been serving the Mid-Ohio Valley since 1958. Our sole purpose is to provide our membership with competitive financial services with the best possible rates
WV Central Credit Union is to get you settled in to your new home sooner. Buying a home can be stressful but we will walk you through a simple step by step process to ease any worry. We will help you determine the right loan and terms to find your needs, whether you're purchasing, refinancing, constructing, or remodeling.
