FHA VS Conventional loan in Vienna, Wood County, West Virginia

In 2026, the conventional loan limit in Vienna, under the jurisdiction of Wood County, WV, is $726,200. For a single-family home, the FHA limit stands at $472,030.

The Lendersa® Conventional loan calculator is your tool for assessing today's top rates for Conventional, FHA, and USDA loans. It helps identify the necessary income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding you in deciding which program in WV best suits your financial situation.

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2026 Loan Limits and Downpayment Requirements in Vienna, Wood County, WV

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 26105

Conventional and FHA Loan Opportunities in Vienna, WV

The objective of Lendersa® is to swiftly secure the best possible Conventional, USDA, or FHA loan without inconvenience. Start with one of three methods to connect with matching lenders and suitable loan programs.

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Vienna Lenders

  • WEE Federal Credit Union
  • 3312 Dudley Avenue, Parkersburg, WV, 26104
  • Lends in West Virginia
  • WEE Federal Credit Union was established in 1961 as a non-profit financial institution set up to serve the Wood County Educational Employees (Wood County, West Virginia) and their family members by providing a convenient way to save money as well as providing its members a way of borrowing money at a reasonable rate of interest.

  • One Community Federal Credit Union
  • 531 5th Street, Parkersburg, WV, 26101
  • Lends in West Virginia
  • One Community Federal Credit Union is a full service, federally chartered, financial cooperative located in Parkersburg, West Virginia. We are mutually owned by our members, and have been serving the Mid-Ohio Valley since 1958. Our sole purpose is to provide our membership with competitive financial services with the best possible rates

  • West Virginia Central Federal Credit Union
  • 1306 Murdoch Avenue, Parkersburg, WV, 26101
  • Lends in West Virginia
  • WV Central Credit Union is to get you settled in to your new home sooner. Buying a home can be stressful but we will walk you through a simple step by step process to ease any worry. We will help you determine the right loan and terms to find your needs, whether you're purchasing, refinancing, constructing, or remodeling.