Explore the differences! FHA VS Conventional loan programs in Williamstown, Wood County, West Virginia
In 2026, the Conventional loan limit for Williamstown, situated in Wood county, WV, is $726,200, while for a single-family home, the FHA cap is $472,030.
With the help of Lendersa®'s Conventional loan calculator, you can compare today's top rates across Conventional, FHA, and USDA loans, determining the income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator shows the Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the best program in WV for your financial situation.
2026 Loan Limits and Downpayment Details in Williamstown, Wood, WV
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table is applicable to the following zip codes: 26187
Explore Conventional and FHA Loan Opportunities in Williamstown, WV
At Lendersa®, our aim is to swiftly secure the most suitable Conventional, USDA, or FHA loan for you, hassle-free. Select one of three pathways to discover matching lenders and loan programs tailored for your needs.
WEE Federal Credit Union was established in 1961 as a non-profit financial institution set up to serve the Wood County Educational Employees (Wood County, West Virginia) and their family members by providing a convenient way to save money as well as providing its members a way of borrowing money at a reasonable rate of interest.
One Community Federal Credit Union is a full service, federally chartered, financial cooperative located in Parkersburg, West Virginia. We are mutually owned by our members, and have been serving the Mid-Ohio Valley since 1958. Our sole purpose is to provide our membership with competitive financial services with the best possible rates
WV Central Credit Union is to get you settled in to your new home sooner. Buying a home can be stressful but we will walk you through a simple step by step process to ease any worry. We will help you determine the right loan and terms to find your needs, whether you're purchasing, refinancing, constructing, or remodeling.