Lendersa® matches your loan request with 977 hard money direct lenders and brokers in California Lendersa® advanced hard money mortgage calculator ensures that you get the best hard money loan rates from California private investors who close loans fast.
Ranked by the number of approved loan programs each lender has published on Lendersa, so the lenders with the widest verified coverage come first. Loan amounts, maximum LTV and funding time come from the lenders' own program profiles. Click a name for the full profile, programs and map.
Surest Capital Company: Strategic Financing for Investors and Entrepreneurs
Led by Brian Nichols, Surest Capital Company specializes in commercial and non-QM mortgage advisories, arranging $1M–$25M loans for multifamily and mixed-use properties. Reach out at brian@surestcapital.com or call 213-867-4223. We connect you to banks, credit unions, an
Profile, programs and map · 2138674223
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Profile, programs and map · 8184302606
Golden State Financial specializes in commercial real estate financing, bridge loans, and hard money solutions. We connect borrowers with private lenders, debt funds, and institutional capital for fast, asset-based financing nationwide. Ideal for land, construction, value-add, and time-sensitive transactions requiring speed, flexibility, and reliable execution.
Profile, programs and map · (925) 565-7672
Choose Complete Lending as your trusted partner in hard money lending. We provide rapid, reliable funding solutions to empower real estate investors like you. Our mission is to help you seize every opportunity with confidence through personalized service and in-depth expertise. Reach out to Rocket Denney and embark on a successful investment journe
Profile, programs and map · 8585006275
Inner Core Capital stands as a beacon in financial solutions. With a unique mix of loan offerings—ranging from private money to conventional financing—they cater to every borrower’s needs. Specializing in cash out refinancing, they offer competitive rates and terms. Whether for investment properties or personal projects, Inner Core Capital crafts f
Profile, programs and map · (619) 890-9825
OCC Lending, Inc is a US-based nationwide direct portfolio lender of Residential & Commercial debt financing. We finance solutions for investors who don’t necessarily fit into the box of traditional bank lending.
OCC Lending, Inc has created a track record in marketplace for funding transaction using a true case-by-case common sense lending app
Profile, programs and map · 9494233976
We offer creative financing that includes DSCR, bridge, short term and long term financing for all investor/business purpose nationwide. We service all property types including, but not limited to, industrial, retail, mixed use, multifamily, and single family. Fast turn times and competitive rates.
Profile, programs and map · 3109870263
Our team works for YOU and offers a variety of customizable products and services to meet your specific needs! We are proud to be able to help our customers with all their needs, whether they are looking to purchase a home or refinance their existing mortgage. We even offer information about down payment assistance programs.
Profile, programs and map · (562) 881-9811
Profile, programs and map · 4155100127
Joe Schwartz is the President and senior loan officer of Axiom Lending Group, a licensed mortgage firm that provides mortgage and mortgage-related services to its client base located in California. With over 30 years of experience in the industry, Axiom Lending Group and its experienced staff have been providing lending, investing and consulting se
Profile, programs and map · 951-203-7612
Discover Private Lending Co Inc., founded by visionary leader Moshon Reuveni, revolutionizing the traditional lending landscape. Specializing in customized loan solutions, our dedicated team empowers individuals and businesses to achieve their financial goals with ease and efficiency. Join us to experience innovative financial solutions that cater
Profile, programs and map · 8184302606
Unlocking opportunities in affordable housing.I specialize in Creative financing solutions that Empower investors and homeowners.By focusing on distressed properties,I provide 100% funding options,Transforming neighborhoods and fostering economic growth.My expertise includes tax optimization,Joint ventures,& collaborations,Ensuring clients maximize
Profile, programs and map · 909-571-8700
Unlock your financial potential with Diversified Financing Solutions, spearheaded by Kip Adkins. Our mission is tailored financial strategies to ensure your business thrives. We offer unique, client-focused solutions designed to drive growth and efficiency. Connect with us to elevate your financial future.
Profile, programs and map · 714-420-6657
Loan Factory helps borrowers explore purchase and refinance mortgage options with clear guidance and a streamlined online experience. Work with Paul LeJoy for responsive support, competitive solutions, and confidence from pre-approval to closing. Visit loanfactory.com/paullejoy to start.
Transform your real estate investments with TrueBridge Loans, where quick and effective financing meets your needs! Offering up to 65% LTV on all California property types, we're the go-to choice for investors aiming to seize time-sensitive opportunities. With no minimum FICO or appraisals needed, our streamlined process ensures you don’t miss a be
Profile, programs and map · 8057960894
Direct Lender and Real Estate Professional, we have over 40 years in the Real Estate industry. Licensed California Real Estate Broker Independent Consultant and Real Property Acquisition Specialist. We deliver the expertise you need and facilitate all aspects of Residential and Commercial Real Estate transactions
Profile, programs and map · 323-440-4387
Providing you "Foundations for Your Future." Whether buying your family home, refinancing your existing home, or buying your investment property, we help our customers qualify for the real estate of their dreams and we love what we do. We help you overcome obstacles and secure your loan on a timely, cost-effective basis. We network with various mor
Profile, programs and map · 310-456-5678
RGC Capital Inc is a commercial and private money lending firm providing alternative financing for non-bankable clients. Our nationwide lending platform allows financing for residential investment properties and all types of commercial assets.
With over 35 years of lending experience and over 3000 closed transactions, we have earned a successful
Profile, programs and map · 5622988840
Discover Tricoast Lending: Your Premier Hard Money Partner! Specializing in fast, flexible solutions for both commercial and residential real estate investments, we help investors, developers, and entrepreneurs secure tailored financing. With expertise honed over years, Tricoast Lending understands your needs, ensuring reliable, swift access to fun
Profile, programs and map · 9494138150
Bayshore Capital is a full service mortgage company that has one goal in mind, customer satisfaction. We do not need to be the biggest, only the best. We strive to treat every customer like a member of our own families and be sure we place them with the proper loan for their unique needs.
Profile, programs and map · 9498912533
We do loan and real estate. all kinds of loans. Residential, Commercial, Private Money Loans. We started in 1964 as an Auto Finance Company. In 1972 when Banking Regulations changed, we entered the market of Private Party real estate loans. We have evolved with the marketplace. Mr. Levy has been involved in this business since 1991.
Profile, programs and map · (310) 540-0133
Trust in 30 yrs of experience! We're the friendly faces of hard money ready to turn your R.E. dreams into reality. Credit or income hiccups? No problem! We’ve seen it all & still love to say "yes." Don’t let traditional lenders rain on your parade—our umbrellas are always open. Act now & join the hundreds we've helped climb the property ladder. Thi
Profile, programs and map · 8185719245
At iCapital Option, we're not just a lender; we're your financial partner in realizing your real estate and business aspirations. With a commitment to your success, we offer a diverse range of funding options designed to cater to your unique needs and goals.
iCapital Option is here to provide you with the financial support necessary to achieve
Profile, programs and map · +1 (916) 836-1771
J5 Funding, Inc. is the trusted partner for those seeking agile and innovative financial solutions. As a leader in private lending, we specialize in direct, short-term bridge financing that transcends conventional loan limits. Whether you're a developer or real estate investor, J5 Funding ensures swift, tailored funding to meet unique needs, empowe
Profile, programs and map · 9259890867
We are a Commercial Finance Firm that specializes on Hard Money Fix & Flips and Rental Loans, Commercial Property Loans and Business Loans Nationwide. We have a vast direct Lender relationship with several attractive Loans program. We have the capability of funding any loan scenario irrespective of the dollar amount involved.
Based on our experi
Profile, programs and map · 916-520-4233
PIC Group was founded on the belief that access to flexible and reliable funding should be within reach for individuals and businesses alike. Our journey began with a vision to bridge the gap between aspirations and achievements by providing tailored financial solutions. Over the years, we have honed our expertise and expanded our offerings
Profile, programs and map · 9168361771
Referral Lending can help you reach your financial goals. We offer a full range of low rate mortgage products for the conforming and non-conforming borrower. At Referral Lending, we are dedicated to customer service and satisfaction with a focus on your individual needs. One of our primary sources of business is from referrals, generated.
Profile, programs and map · (877) 426-9030
Led by Cory Taisague, The Opulence Group LLC delivers high-touch, results-driven solutions tailored to your goals. Expect premium service, clear communication, and a partnership mindset from start to finish. Visit theopulencegroupllc.com or call 707-615-6885 to get started.
Profile, programs and map · (707) 333-2605
Specializing in both residential and commercial loans for borrowers and brokers, as well as trust deed purchases to the investor community. Our tremendous access to lenders allows us to make certain our borrowers get the best loans possible many repeat customers attest to this unique benefit, and to our integrity and dedication.
Profile, programs and map · (949) 252-8020
We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We have underwritten over $1 billion of real estate transactions. We execute consistently, quickly and effectively. We provide investment proper
Profile, programs and map · 9492295155
Get offers from California lenders in minutes
The fastest programs on this list fund in as little as 3 days. Most hard money lenders in California close in one to three weeks once the property value is confirmed, because the loan is underwritten on the asset rather than on tax returns.
Programs on this page go up to 100% LTV. Typical hard money loans run 65% to 75% of value, with higher leverage for experienced investors, cross-collateral or purchase-and-rehab deals priced on the after-repair value.
Listed programs start at $20,001 with no stated maximum. Submit one loan request and Lendersa sends it to every matching lender in California so you can compare real offers side by side.
Hard money lenders usually lend where they can inspect the property and enforce the lien, so a local lender is often the faster choice.
Lendersa® Super Loan Integrated qualifier (SLIQ) will compare your loan scenario against thousands of loan programs to find what best interest rate you could get and what other program options you have. (Loan duration, fees, pre-pay penalties, funding time, etc.)
Why spend hours and days looking for lenders one at a time? For the first time in the history of private money lending, Lendersa® will instantly deliver your loan request to the top lenders who offer the best hard money loan programs in California. The best lenders have matching lending profiles to your particular loan scenario and best rate & terms. To ensure fast funding, try local private money lenders. E.g., hard money loans secured by properties in Los Angeles may have different lenders than loans secured by properties in San Francisco, San Diego, Riverside, Sacramento .
Compare loan offers from 100 lenders
Lendersa goal is not to get you just "any loan" but to get you the best possible loan based on your particular financial situation and needs. Select one of three starting points that result in matching lenders and the best hard money loan programs.
Your concern is valid! but no need to worry because the Lendersa® AI calculator will automatically compare your loan request with millions of conventional, government, portfolio, and Non-Qm loan programs, and when a match showed up, you will see that option instantly
You are welcome to view all 977 local lenders lending in California and individually contact them with or without a loan request. Lendersa® will prepare a loan request on your behalf, and you could use it automatically with the matching lenders or semi-manually send it to lenders of your choice.
Unlike conventional or government loans, local investors are playing a huge role in funding hard money loans. Private money investors often physically inspect the property or drive by the property before approval. To find out the closest lenders and the exact distance between the lenders to your property, enter the property address or location here:
California Hard Money Lenders |
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Hard Money Guides
TYPES OF LOANS WE HANDLE:
WHOLESALE HARD MONEY LENDERS:
