Hard Money Lenders in California

Lendersa® matches your loan request with 1204 hard money direct lenders and brokers in California Lendersa® advanced hard money mortgage calculator ensures that you get the best hard money loan rates from California private investors who close loans fast.

Find out the rate & terms the lenders offer even before filling out our quick loan request!

Lendersa hard money loan rates

Lendersa® Super Loan Integrated qualifier (SLIQ) will compare your loan scenario against thousands of loan programs to find what best interest rate you could get and what other program options you have. (Loan duration, fees, pre-pay penalties, funding time, etc.)

Why spend hours and days looking for lenders one at a time? For the first time in the history of private money lending, Lendersa® will instantly deliver your loan request to the top lenders who offer the best hard money loan programs in California. The best lenders have matching lending profiles to your particular loan scenario and best rate & terms. To ensure fast funding, try local private money lenders. E.g., hard money loans secured by properties in Los Angeles may have different lenders than loans secured by properties in San Francisco, San Diego, Riverside or Sacramento.

Compare loan offers from 100 lenders

GET HARD MONEY LOAN QUOTES IN SECONDS DIRECTLY FROM TOP LENDERS NO SOCIAL SECURITY # IS NEEDED

Lendersa goal is not to get you just "any loan" but to get you the best possible loan based on your particular financial situation and needs. Select one of three starting points that result in matching lenders and the best hard money loan programs.

Lendersa loan request and matching results

Not sure that hard money is your only solution?

Your concern is valid! but no need to worry because the Lendersa® AI calculator will automatically compare your loan request with millions of conventional, government, portfolio, and Non-Qm loan programs, and when a match showed up, you will see that option instantly

Hard money lenders near me in California

You are welcome to view all 1204 local lenders lending in California and individually contact them with or without a loan request. Lendersa® will prepare a loan request on your behalf, and you could use it automatically with the matching lenders or semi-manually send it to lenders of your choice.

Unlike conventional or government loans, local investors are playing a huge role in funding hard money loans. Private money investors often physically inspect the property or drive by the property before approval. To find out the closest lenders and the exact distance between the lenders to your property, enter the property address or location here:



  • Money Brokers
  • 2371 El Camino Ave, Sacramento, CA, 95821
  • The Money Brokers, Inc. has been serving Sacramento and the surrounding communities since 1979. We are equity-based lenders where the amount of equity you have determines how much of a loan we can give you. Credit problems and income verification issues do not deter us. we take your application make the decisions and fund the loans all in house.
  • Simple Mortgage Financial
  • 500 Capitol Mall, Sacramento, CA, 95814
  • At Simple Mortgage Financial we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • Mayer & Clifton Partners
  • 920 20th Street, Suite 125, Sacramento, CA, 95811
  • It has been the goal of our company from inception to be the borrower’s advocate and we pride ourselves on personally guiding each and every transaction through the debt or equity placement process from beginning to end. In doing so we provide our clients with outstanding service.
  • Bay Equity LLC
  • 1812 K St., Sacramento, CA, 95811
  • Bay Equity is a full-service retail mortgage lender. Founded in the heart of San Francisco’s financial district in 2007, the company recently moved to new corporate headquarters in Corte Madera, CA. Bay Equity Home Loans is currently licensed in 40 states and is expanding across the nation with retail branches in 27 states.
  • iCapital Options
  • 1545 River Park Dr, Sacramento, CA, 95815
  • At iCapital Option, we're not just a lender; we're your financial partner in realizing your real estate and business aspirations. With a commitment to your success, we offer a diverse range of funding options designed to cater to your unique needs and goals. iCapital Option is here to provide you with the financial support necessary to achieve
  • PIC Group
  • 1545 River Park Dr, Sacramento, CA, 95815
  • PIC Group was founded on the belief that access to flexible and reliable funding should be within reach for individuals and businesses alike. Our journey began with a vision to bridge the gap between aspirations and achievements by providing tailored financial solutions. Over the years, we have honed our expertise and expanded our offerings
  • Optimus Capital
  • 1545 River Park Drive, Suite 335, Sacramento, CA, 95815
  • Optimus Capital, Inc. offers fast and creative financing solutions for real estate investors, through private hard money loans. As a full-service private money lender, we can help cash flow all your deals while you build up your real estate portfolio Whether it’s for wholesale, a renovation project or ground up construction.
  • California Mortgage Advisors, Inc
  • 4304 REDWOOD HIGHWAY, SUITE 100, San Rafael, CA, 94903
  • California Mortgage Advisors, Inc. is a full service mortgage banker servicing California since 1993. CMA has built a strong reputation by providing professional and honest client consultation, highly competitive loan programs and superior customer service to our clients and Real Estate professionals.
  • Client 1st Mortgage
  • 5777 Madison Avenue, Suite 605, Sacramento, CA, 95841
  • Client 1st Mortgage strives to provide all of the qualities that people look for in a mortgage company. We treat each customer as an individual. Not as a number.We operate under a strict code of ethics and values aimed at building long-term customer trust and loyalty. We use a “common sense” approach and will help you.
  • Patron Mortgage
  • 4829 Argyle Ln, Sacramento, CA, 95841
  • Patron Mortgage is a California Mortgage Company working with borrowers throughout California. I am a senior loan officer and real estate broker with over ten years experience. I can assist you with home purchase loans, refinancing, reverse mortgages, ITIN loans, land loans, construction loans, hard money loans,