Lenders using AI on vacant land in Arroyo-Grande, CA 2025!

Browse and contrast among 731 land loan providers available in Arroyo-Grande, CA.

In CA, the average cost for an acre of land is $117,443. The LTV (Loan-to-Value) ratio for undeveloped land typically falls between 21.33% and 106.44%. For developed land loans in CAName, the estimated LTV ranges from 40.03% to 79.35%.

The value and loan LTV for any piece of land are determined by its location, size, topography, zoning, and any existing entitlements.

Identify your land loan choices and interest rates by reaching out to the top land loan lender in Arroyo-Grande, CA.

Review loan offers from 100 different lenders

The Practical Land Loan Calculator

With Lendersa® AI, your loan requests can be matched instantly with numerous direct hard money lenders to meet all your needs. Today, you can explore top land loan rates for financing vacant land or combined land and construction in CA.

Land Loans and Property Value

Reducing unnecessary checks helps maintain your credit score. Ensure you have preapproval for your land loan without needing your social security number or other sensitive information.

Whether for construction or as part of a blanket loan strategy, vacant land lending can include the option of 100% LTV financing, by pledging additional properties as security.

Interested in Nearby Hard Money Lending?

Working with a local hard money broker to find a private investor significantly boosts your chances for loan approval. Land loans in Arroyo-Grande, CA are best arranged by lenders familiar with the area. Proximity between the property and the investor enhances approval chances and speeds up the funding process.

Utilize the Lendersa® land loan calculator for finding vacant land loan providers in zip codes 93420, 93421.



  • Wilshire Fund
  • 2934 1/2 N Beverly Gln 163, Bel Air, CA, 90077
  • Wilshire Fund, Inc, has been offering private lending solutions serving nationwide, specializing in investments properties both residential and commercial loans. Our dedicated staff has years of combined real estate experience in the loans and Real Estate consulting. Call us directly (424) 281-4880
  • Wela Financing
  • 843 4th street, Santa Monica, CA, 90403
  • Founded by Olga Elmanovich, a highly experienced private lender, Olga is a trusted name in the field of hard money lending. With over 20 years of expertise in the industry, she has been providing flexible and reliable financial solutions to individuals and businesses in need.
  • Lennox Lending
  • 926 2nd Street, Santa Monica, CA, 90403
  • Lennox Lending specializes on working with experienced investors on fix-and-flip projects, ground-up construction and a variety of single family and multi-family rental loans. Expert service and competitive rates – start your application now! We believe in developing a deep, transparent relationship with our clients. With our experience, we deli
  • Private Lending Co Inc.
  • 5002 Strohm ave, North Hollywood, CA, 91601
  • Discover Private Lending Co Inc., founded by visionary leader Moshon Reuveni, revolutionizing the traditional lending landscape. Specializing in customized loan solutions, our dedicated team empowers individuals and businesses to achieve their financial goals with ease and efficiency. Join us to experience innovative financial solutions that cater
  • logan
  • 12725 Ventura Blvd, Studio City, CA, 91604
  • Logan Investments has been around for over 30 years and placed over $1 billion dollars in loans across CA real estate. We specialize in all types of real estate asset classes, construction, equipment and cannabis lending. If you are looking for a first, second, or third loan, please let us know.
  • F2YES
  • 233 Wilshire Blvd Suite 515, Santa Monica, CA, 90401
  • F2 Finance offers fast and flexible financing for property investors, with loans ranging from $200k to $2m. They provide terms from 1 to 24 months without prepayment penalties and can fund deals quickly, often within 36 hours. The company lends against various property types, including residential and commercial. As a balance sheet lender, F2 Finan
  • Evoque Lending
  • 401 Wilshire Blvd., 12th Floor, Santa Monica, CA, 90401
  • Evoque Lending Experienced in residential, commercial and business loans – including California hard money loans – the professionals at Evoque Lending know what it takes to get your loan done faster, more efficiently and with more cooperation from your local business community. Realtors, appraisers, escrow, loan processing, title and closing.
  • Kind home Loans
  • 433 N Camden Dr, Beverly Hills, CA, 90210
  • While others may solely pursue the bottom line, we view success in a different light. That's how we approach the needs and hopes of each and every client and also why we offer one of the largest varieties of loans compared to nearly every other big-name lender. We offer lower rates, fees and are available weekdays, evenings, even weekends. From beg