Land loan lenders for Santa-Maria, CA AI 2025!

Choose and compare among 724 land loan lenders available in Santa-Maria, CA.

In CA, an acre of land averages $68,663. The Loan-to-Value (LTV) ratio for undeveloped land falls between 18.70% and 76.77%, while for developed land loans in CAName, this range is between 37.94% and 77.13%.

The true value and LTV of any land are influenced by its location, dimensions, topography, zoning, and any entitlements that have been applied.

Discover your options for land loans and current rates by reaching out to the top land loan lender in Santa-Maria, CA.

Compare loan offers from 100 lenders

The magical land loan calculator

To fulfill all your hard money financing needs, Lendersa® AI technology promptly matches your loan request with hundreds of direct hard money lenders. Now, you can discover ideal land loan rates to finance any kind of vacant land or land plus construction in CA.

Land loans and property value

Reducing unnecessary inquiries helps maintain your credit score. Obtain pre-approval for your land loan without disclosing your social security number or sensitive financial details.

Construction loans and blanket loans are fundamental to vacant land financing; obtaining 100% LTV (Loan-to-Value) financing is possible when additional property is pledged as collateral (blanket loan).

Seeking hard money lending nearby?

Your chances of securing a loan greatly increase when finding a private investor through a local hard money broker. Land loans in Santa-Maria, CA are optimally managed by local lenders who are familiar with the region. A short distance between the hard money investor and the property enhances loan approval chances and accelerates the funding process.

Employ the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 93454, 93455, 93458.



  • JTM Financial
  • 26161 Marguerite Pkwy, Ste E, Mission Viejo, CA, 92692
  • JTM Financial Corporation strives to ensure that its services are accessible to people with disabilities. JTM Financial Corporation has invested a significant amount of resources to help ensure that its website is made easier to use and more accessible for people with disabilities
  • Homex Financial
  • 23120 Alicia Pkwy, Mission Viejo, CA, 92692
  • Homex Financial, where we specialize in residential mortgages. At Homex Financial, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
  • Jackie Barikhan - Spectrum One Mortgage
  • 23052H Alicia Pkwy, Ste 158, Mission Viejo, CA, 92692
  • Jackie is a mortgage professional cited in ABC, FOX, NBC & CBS for her work helping clients get low rate mortgages when purchasing a home or refinancing. California First Time Home Buyers get pre-approved today! We love serving our military past and present with the best VA Home Loans in California.
  • Pivotal Capital Group
  • 111 Corporate Drive, #270, Ladera Ranch, CA, 92694
  • "Pivotal Capital Group is a direct lender providing financing for non-owner occupied residential properties throughout California. We lend on fix and flips, ground up construction, bridge/acquisition, and small value-add multifamily property repositions. Pivotal is well-capitalized with institutional private equity, and offers stability, "
  • United Equity Finance and Realty
  • 24302 Del Prado, Dana Point, CA, 92629
  • The scope of my real estate finance purview extends to originating primarily both HECM and private jumbo reverse mortgages. Additionally as a realtor my focus is in assisting homeowners both buy and sell in Greater Los Angeles. My goals in effort to best support my clientele are to extend my network of real estate finance professionals including bo
  • Alkana Investment Enterprise
  • 288 E Highland Ave, San Bernardino, CA, 92404
  • As private lenders and investors, we focus on both new and experienced investors. We actively engage in the deals you present, offering free analytical consultations to assess their potential. This ensures high-yielding investment opportunities for future investors. We invite you to share your deals and visions with us—our goal is to help you build
  • Alkana Investment Enterprise
  • 288 E Highland Ave, San Bernardino, CA, 92404
  • Unlocking opportunities in affordable housing.I specialize in Creative financing solutions that Empower investors and homeowners.By focusing on distressed properties,I provide 100% funding options,Transforming neighborhoods and fostering economic growth.My expertise includes tax optimization,Joint ventures,& collaborations,Ensuring clients maximize
  • Empowerment Realty & Management, Inc.
  • 4160 Temescal Canyon Rd Ste 401, Corona, CA, 92883
  • ### Welcome to Empowerment Realty #### Transforming Real Estate Experiences Empowerment Realty & Management, Inc. excels in delivering personalized real estate solutions. Our commitment to innovation and client satisfaction turns dreams into addresses. Partner with us to unlock the true potential of your real estate journey today! For inquiries
  • Arta Financial Services
  • 31991 Dove Canyon Drive, Suite 100-C, Trabuco Canyon, CA, 92679
  • "Arta Financial Corporation, is a Real Estate Finance and Investment company, Licences under California Department of Real Estate. We specialize in Real estate Loans and helping our clients locate and acquire investment properties of all kinds from Lands, Multi Units, Commercial Warehouse, industrial, automotive, etc."