Lenders using AI on vacant land in Santa-Maria, CA 2025!

Choose and compare among 731 land loan lenders available in Santa-Maria, CA.

In CA, an acre of land averages $68,663. The Loan-to-Value (LTV) ratio for undeveloped land falls between 18.70% and 76.77%, while for developed land loans in CAName, this range is between 37.94% and 77.13%.

The true value and LTV of any land are influenced by its location, dimensions, topography, zoning, and any entitlements that have been applied.

Discover your options for land loans and current rates by reaching out to the top land loan lender in Santa-Maria, CA.

Compare loan offers from 100 lenders

The magical land loan calculator

To fulfill all your hard money financing needs, Lendersa® AI technology promptly matches your loan request with hundreds of direct hard money lenders. Now, you can discover ideal land loan rates to finance any kind of vacant land or land plus construction in CA.

Land loans and property value

Reducing unnecessary inquiries helps maintain your credit score. Obtain pre-approval for your land loan without disclosing your social security number or sensitive financial details.

Construction loans and blanket loans are fundamental to vacant land financing; obtaining 100% LTV (Loan-to-Value) financing is possible when additional property is pledged as collateral (blanket loan).

Seeking hard money lending nearby?

Your chances of securing a loan greatly increase when finding a private investor through a local hard money broker. Land loans in Santa-Maria, CA are optimally managed by local lenders who are familiar with the region. A short distance between the hard money investor and the property enhances loan approval chances and accelerates the funding process.

Employ the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 93454, 93455, 93458.



  • LENDCO
  • 17100 BEAR VALLEY RD SUITE B, #214, Victorville, CA, 92395
  • Hello and thank you for choosing LENDCO. Honesty, Caring, and Competence are our core values. Our owner Julio Hernandez has been a Real Estate Broker since 2002 and has vast As a Mortgage Broker, we do only one loan application and only one credit pull. We shop the top wholesale lenders in the country and offer some of the lowest rates.
  • EZ Homes Loan
  • 12061 Jacaranda Ave Suite 2B, Hesperia, CA, 92345
  • Knowing your financial options is the best way to leverage your buying power. We offer customized lending options where you decide what to buy when to buy. You have found your perfect home, now you can find your perfect loan to go with it. No matter the type of loan you need, we are with you every step of the way.
  • Serv Corp
  • 1968 S. Coast Hwy Suite 1222, Laguna Beach, CA, 92651
  • A Serv Corp private money loan provides flexible short-term financing solutions for investors to purchase new properties, refinance existing investments or fund renovation. Close in 7-10 days. Rates from 10.0% Up to 85% LTC & 70% ARV No application fees Get pre-approved in minutes Close in 7-10 days Low Costs Fees start at 1.25 Points
  • Financial Compound
  • 1968 S Coast Hwy, Suite 100, Laguna Beach, CA, 92651
  • Financial Compound, a commercial mortgage broker based in Los Angeles, California has been an innovator in identifying and structuring capital markets opportunities for commercial real estate loans. Financial Compound and its staff have closed over $4.9 billion in transactions, running the gamut from low leverage first mortgages on trophy assets.
  • Sierra Pacific Mortgage
  • 31601 S. Coast Highway, Suite #200B, Laguna Beach, CA, 92651
  • Sierra Pacific Mortgage is one of the nation’s largest direct private lenders; we are solely focused on residential mortgage lending. That means we have a wide array of options to choose from for your home financing needs. We have been helping homeowners with their home financing needs for over three decades
  • Grace Capital Group Real Estate Partners
  • 301 Forest Ave, Laguna Beach, CA, 92651
  • Grace Capital has been engineering financial solutions for Middle Market Real Estate Companies for more than 20 Years, nationwide. Over $3 Billion of debt, equity & investments closed with Teamwork, Precision & Execution thru Direct Lending, Family Offices, Private Funds, Wealthy Investors,
  • Paramount Residential Mortgage Group - PRMG Inc.
  • 1265 Corona Pointe Court Suite 300, Corona, CA, 92879
  • "Our corporate headquarters is located in beautiful Corona, California, where our employees enjoy the best the southland has to offer. Bordering Orange County, the Inland Empire Corporate location is within proximity to Los Angeles, San Diego and Palm Desert where you can enjoy theater, fine dining and exciting night life."
  • Clearinghouse CDFI
  • 23861 El Toro Road Suite 700, Lake Forest, CA, 92630
  • We are a community lender and a Benefit “B” Corporation that addresses unmet credit needs throughout the U.S. and in Indian Country through direct lending, equity investments, and financial assistance. Borrowers, Need a Loan? Learn about our loan programs and others like you who are driving positive change in their communities. Investors, see ho
  • Personalized Mortgage Express, Inc.
  • 26461 Rancho Parkway South, Lake Forest, CA, 92630
  • "Personalized Mortgage Express was founded in 2004 to meet an urgent need: To provide fast, personalized service to both borrowers and real estate agents. We have a staff of experienced loan officers and processors who will ensure that your home loan will close on time, at the best rates available in the market today