Lenders using AI on vacant land in Orcutt, CA 2025!

Explore and evaluate among 724 lenders offering land loans in Orcutt, CA.

The average price for an acre in CA is $84,128. The loan-to-value (LTV) ratio for undeveloped land is between 19.53% and 86.17%, while the estimated LTV for loans on already developed land in CAName ranges from 38.61% to 77.84%.

The real value and loan LTV of any land depend on factors such as its location, size, topography, zoning, and any completed entitlements.

Discover your land loan options and current rates by contacting the leading land loan lender in Orcutt, CA.

View loan offers from 100 lenders

The innovative land loan calculator

With Lendersa® AI technology, your loan request will be immediately matched with hundreds of direct hard money lenders, fulfilling all your lending needs. You can now find out the best land loan rates today for financing any kind of vacant land or land plus construction in CA.

Land loans and evaluating land value

Avoiding unnecessary inquiries can help maintain your credit score. Get preapproved for your land loan without needing to provide your social security number or sensitive financial data.

Construction and blanket loans are fundamental to vacant land financing. You may qualify for 100% LTV financing if you offer additional property as security (blanket loan).

Is there hard money lending near you?

Your chances of loan approval increase significantly when you find a private investor through a local hard money broker. Land loans in Orcutt, CA, are most effectively arranged by lenders who are familiar with the local area. A shorter distance between the investor and the property improves loan approval odds and accelerates the funding process.

Use the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 93455, 93457.



  • WTR LOAN FUND
  • 1860 Sierra Gardens Dr, Suite 912, Roseville, CA, 95661
  • WTR FUND is a Smart, Established, Private Money lender. We loan on Non owner occupied properties including: Rentals, Fix & Flips, Commercial Structures and Land in the Greater Sacramento region and California. We approve loans based on property equity not our borrowers Credit. We know our investors move quick and so do we.
  • West Coast Lending Team
  • 775 Sunrise Ave. #150, Roseville, CA, 95661
  • West Coast Lending Team For purchase or refinance home loans, let us help you find the best deal in the least amount of time. With our focus on great customer service, integrity, and fast processing system, we make home loans convenient and transparent for you and alos our Our fast and dedicated team will find you the best deal.
  • Catalyst Mortgage
  • 3013 Douglas Blvd. Ste 135, Roseville, CA, 95661
  • Catalyst Mortgage specializes in Residential Mortgage Lending; We offer home loan products including but not limited to Conventional, FHA, VA, USDA, 203K Home Loan Products. We are Licensed in California and have been in business since 2005. Our staff has collective industry experience of over 50 years
  • Commercial Capital Funding
  • 2251 Douglas Blvd. Ste. 100, Roseville, CA, 95661
  • Commercial Capital Funding has listened to the concerns of Real Estate Agents and is out to change the real estate agent/ loan officer relationship. With a growing need for easier access to mortgage loans and a desire for faster closings we are quickly addressing the needs of both the real estate professional and the borrower.
  • Tracey Financial Group, Inc.
  • 2 E Street, Santa Rosa, CA, 95404
  • Tracey Financial Group, Inc is a full service mortgage brokerage providing mortgages to families and individuals. We provide loans for residential and commercial real estate purchases and refinances. We also provide debt consolidation loans as well as construction, investment and multi family loans.
  • McCormick & Co. Homes and Loans
  • 101 E. Street, Suite 101, Santa Rosa, CA, 95404
  • Martin B. McCormick, with over 35 years of experience in banking, finance and real estate; founded McCormick & Co. Homes and Loans in 2007. His goal was to develop a solution-based operation to help consumers and fellow professionals, obtain financing to acquire real estate for home ownership and/or business purposes.
  • Peterson Lending Group
  • 100 E Street Suite 201, Santa Rosa, CA, 95404
  • Purchase and Refinance Loans. Excellence in Service, Integrity and Product Knowledge is vital in your Mortgage Professional......Experience the Difference. Allow us to take this opportunity to introduce Peterson Lending Group. Our team provides a hands-on mortgage lending service which includes financing of residential and commercial properties.
  • Premier Lending & Real Estate
  • 645 Fourth Street Suite #215, Santa Rosa, CA, 95404
  • We offer Wholesale Mortgage Rates from Top Mortgage Lenders designed to meet your Mortgage Needs. We guarantee the lowest rates & costs available. Buying or Selling a house can be daunting. We can help you from start to finish and guide you throughout the entire process. We'll take the mystery and difficulty out of it for you.