Complete List of Vacant Land Lenders for Orcutt, CA with AI help!

Explore and evaluate among 731 lenders offering land loans in Orcutt, CA.

The average price for an acre in CA is $84,128. The loan-to-value (LTV) ratio for undeveloped land is between 19.53% and 86.17%, while the estimated LTV for loans on already developed land in CAName ranges from 38.61% to 77.84%.

The real value and loan LTV of any land depend on factors such as its location, size, topography, zoning, and any completed entitlements.

Discover your land loan options and current rates by contacting the leading land loan lender in Orcutt, CA.

View loan offers from 100 lenders

The innovative land loan calculator

With Lendersa® AI technology, your loan request will be immediately matched with hundreds of direct hard money lenders, fulfilling all your lending needs. You can now find out the best land loan rates today for financing any kind of vacant land or land plus construction in CA.

Land loans and evaluating land value

Avoiding unnecessary inquiries can help maintain your credit score. Get preapproved for your land loan without needing to provide your social security number or sensitive financial data.

Construction and blanket loans are fundamental to vacant land financing. You may qualify for 100% LTV financing if you offer additional property as security (blanket loan).

Is there hard money lending near you?

Your chances of loan approval increase significantly when you find a private investor through a local hard money broker. Land loans in Orcutt, CA, are most effectively arranged by lenders who are familiar with the local area. A shorter distance between the investor and the property improves loan approval odds and accelerates the funding process.

Use the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 93455, 93457.



  • AAA Private Money
  • 2173 Salk Ave. Suite #250, Carlsbad, CA, 92008
  • AAA Private Money is a Carlsbad, California based company that specializes in private money loans and investments backed by real estate. Our philosophy is to provide industry leading services at wholesale pricing to deliver exceptional results to everyone doing business with us.
  • Reliable Real Estate
  • 38930 Blacow Road, Suite E1, Fremont, CA, 94536
  • As housing costs soar, California is encouraging home owners to add small independent units in their backyard for rent . We put prefabricated homes on a permanent foundation. This cuts cost by 40%, cuts construction time by half and since homes are built indoors by experienced craftsmen and machines, the quality and finishing is much better.
  • Herzer Financial Services, Inc.
  • 1779 Woodside Rd., Suite 201A, Redwood City, CA, 94061
  • Herzer Financial Services, Inc. (HFS) offers private real estate loans for consumers and real estate investors located in California. We make ground-up construction loans, fix and flips, bridge loans, consumer loans, commercial, refinance, and purchase money loans. A significant percentage of real estate loans.
  • Manufactured Home Mortgage
  • 609 Price Ave, Suite 208, Redwood City, CA, 94063
  • Manufactured Home Mortgage Full service mortgage broker specializing in manufactured housing finance and insurance. Experienced with in-park and land/home manufactured home loans of all types. Dedicated to the highest professional standards and a member of the California Manufactured Home Institue
  • Caliber Home Loans
  • 6600 Koll Center Parkway Suite 200, Pleasanton, CA, 94566
  • Caliber Home Loans, Inc. (NMLS# 15622) is a full-service national mortgage lender and agency direct seller/servicer. Caliber originates loans through various channels and transaction types, including a network of retail branches, wholesale lending, and correspondent lending and a consumer-direct centralized operation
  • Pacific Wide Lending
  • 7041 Koll Center Pkwy Suite 270, Pleasanton, CA, 94566
  • The vision of Pacificwide Lending is to provide consumers with loans that they would otherwise not be able to obtain from conventional means. Over the years, we have helped hundreds of business owners and investors to obtain loans without having them to provide tax returns or other documents.
  • America's Loan Advisors Inc.
  • 701 Palomar Airport Road, Suite 300, Carlsbad, CA, 92011
  • We directly fund between $9-$10 billion a year in home loans. This means we process, underwrite & wire the funds. If we do not have a loan option for our client “in-house, ” we will process the loan and submit it to an investor for underwriting and funding. Having both these funding sources allow us to provide the best loan options for our clients.
  • ELITE FINANCIAL LENDING
  • 673 VASCONCELLOS AVE, MANTECA, CA, 95336
  • At Elite Financial, our collective goal advanced us to high standard in the mortgage industry by word-of-mouth referrals and mission What others can’t do Elite Financial can. For over 30 years, we've been a growing team from dynamic people with talent of 100% loan approval to trust, information security and privacy.