Land loan lenders in San-Luis-Obispo, California [2026with AI]

Choose and compare among 747 land loan lenders operating in San-Luis-Obispo, CA.

The average price per acre of land in CA is $127,148. The loan-to-value ratio (LTV) for undeveloped land spans from 21.85% to 112.34%, while the estimated LTV for loans on developed land in CAName ranges from 40.45% to 79.80%.

The actual value and loan-to-value ratio of any land are influenced by its location, size, topography, zoning, as well as any entitlements on the land.

Discover your land loan options and rates by reaching out to the leading land loan lender in San-Luis-Obispo, CA.

The Ultimate Land Loan Calculator

Lendersa® AI technology will quickly match your loan request with hundreds of direct hard money lenders to meet all your lending needs. Find the best land loan rates today to finance any kind of vacant land or land plus construction in CA.

Land Loans and Land Value

Reducing unnecessary inquiries can help maintain your credit score. Obtain preapproval for your land loan without needing to provide your social security number or sensitive financial information.

Construction and blanket loans are essential in vacant land lending; you might qualify for 100% loan-to-value financing if you pledge additional property as security (blanket loan).

Is Hard Money Lending Nearby?

Your chances of obtaining a loan increase significantly when you find a private investor through a local hard money broker; Land loans in San-Luis-Obispo, CA are optimally arranged by local lenders who know the area. A small distance between the lender and the property boosts the likelihood of loan approval and speeds up the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan lenders in zip codes 93401, 93405, 93403, 93406.

(855) 956-1281 Lender's profile and map Reviews iBorrow 12100 Wilshire Boulevard, Suite 520, LOS ANGELES, CA, 90025 Lends in California iBorrow is a direct lender that provides short term bridge financing of up to $25 million to commercial property owners at fixed interest rates on a non-recourse basis. iBorrow has completed more than $350 million worth of transactions and lends on all property types throughout the United States.
818 635 6490 Lender's profile and map Reviews Fidelity Mortgage Lenders, Inc. 11952 Wilshire Boulevard, Los Angeles, CA, 90025 Lends in California Fidelity Mortgage Lenders, Inc. has been funding real estate loans in Southern California since 1971. At Fidelity Mortgage Lenders, we base our loan qualifications on the property value, not on the borrowers’ credit. We can fund your next Commercial Real Estate Loans, whether small or large. No Tax Returns, Fast Funding.
310-696-2134 Lender's profile and map Reviews Dominion Mortgage 1990 S. Bundy Drive, Suite 640, Los Angeles, CA, 90025 Lends in California Dominion Mortgage Corporation is a privately held real estate mortgage lender that finances income-producing commercial and healthcare properties nationwide. Founded in 1977 in West Los Angeles, California, Dominion was formed to provide time-sensitive, fair and creative underwriting solutions to fund your mortgage loan.
(424) 270-0748 Lender's profile and map Reviews Patch of Land 1964 Westwood Blvd, Suite 350, Los Angeles, CA, 90025 Lends in California Patch of Land is crowdfunding real estate through its P2RE (peer-to-peer) online marketplace offering various typologies of secured real estate debt on assets backed by first position liens and personal guarantees.We make it possible to invest and make a good return while also contributing to something good.
2097828062 Lender's profile and map Reviews Flexi View Lending LLC 2029 Century Park E, Los Angeles, CA, 90067 Lends in California Discover Flexi-View Lending—your trusted financial partner! With a dedicated team led by Jesse Low, we empower clients through personalized lending solutions. Whether you're purchasing a new home or refinancing, our tailor-made services adapt to your financial goals. Contact us at [email protected] for advice that transforms dreams into re
(888) 832-7576 Lender's profile and map Reviews Hard Money Go - Direct Hard Money Lenders 10100 Santa Monica Blvd. #300, Los Angeles, CA, 90067 Lends in California Hard Money Go specializes in residential and commercial hard money lending throughout Southern California. As the largest single source of private money, we have the ability to fund hard money loans within 10 business days and can get your deals closed under strict time deadlines.
310 557 1212 Lender's profile and map Reviews Century City Mortgage 1801 Century Park East #1101, Los Angeles, CA, 90067 Lends in California Century City Mortgage is a full service mortgage brokerage operation that provides financing across almost all real estate categories. Our goal has been to provide property owners of all levels with not just financing, but long term strategy advice for their particular situation.
424 270 0168 Lender's profile and map Reviews Archway Funding 1875 Century Park East, Suite #900, Los Angeles, CA, 90067 Lends in California Archway Capital is an alternative investment manager that provides short-term, bridge financing secured by commercial and residential real estate nationwide. Archway and it's affiliated funds have over 600MM in AUM. Archway offers quick, reliable and flexible lending solutions to help real estate sponsors meet their investment objectives.
310 994 8811 Lender's profile and map Reviews Private Money Solutions 8771 Santa Monica Blvd. Suite 227, West Hollywood, CA, 90069 Lends in California Private Money Solutions is a direct lender, NOT a broker. We provide fast mortgage loans simply based on the equity in your property. Over $1 Billion funded since 2001 and over $250 Million+ loans under management. Don't get cheated by a fast-talking, middleman broker! Call for wholesale pricing quote today.
(631) 926-5322 Lender's profile and map Reviews Yeg Realty Capital Solutions 269 S Beverly Drive #1331, Beverly Hills, CA, 90212 Lends in California Yeg Realty Capital Solutions is a hard money lending specialist fueled by 20+ years of experience. Fix & flips: rates from 8%, up to 95% LTC + 100% Rehab Money, 1-2 year terms. Buy & Hold: 30-yr fixed DSCR program starting at 5.25%, up to 80% LTV. No junk fees: zero underwriting, application, doc prep, and rehab holdback setup fees. Quick close, simple docs, no junk fees, personalized service. Lending done right. Contact [email protected] or (631) 926-5322 today!