Land loan lenders for Galt, CA AI 2025!

Choose from and compare 731 different land loan lenders available in Galt, CA.

In CA, the typical cost for an acre of land is $66,172. The loan-to-value ratio (LTV) for undeveloped land ranges from 18.57% to 75.25%, and for already developed land in CAName, it is estimated to be between 37.84% and 77.02%.

The specific value and loan LTV for any parcel of land are influenced by its location, size, topography, zoning, and any entitlements the land may have.

To explore your options for land loans and understand the prevailing land loan rates, reach out to the leading land loan lender in Galt, CA.

Discover loan offers from 100 lenders

The Magic Land Loan Calculator

With Lendersa® AI technology, instantly connect your loan request to hundreds of direct hard money lenders, ensuring all your hard money lending requirements are fulfilled. Uncover today's most favorable land loan rates for funding any vacant land or land with construction in CA.

Land Loans and Land Value

Reducing unnecessary inquiries helps maintain your credit score. Secure a preapproval for your land loan without providing your social security number or sensitive financial details.

Vacant land lending includes both construction and blanket loans; you might be eligible for 100% LTV (Loan to Value) financing if you agree to secure the loan with additional property, known as a blanket loan.

Hard Money Lending Near You

Finding a private investor through a local hard money broker significantly boosts your chances of securing a loan; Local lenders in Galt, CA familiar with the area are often best suited for arranging land loans. Close proximity between the hard money investor and the property can improve approval odds and expedite funding.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 95632.



  • Ability Mortgage
  • 580 N. Wilma Ave, Suite D, Ripon, CA, 95366
  • We’re a full service mortgage lender with an experienced staff offering expertise in every area of mortgage lending… from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the loan-with great rates, terms and costs-to meet your unique needs.
  • iFundRE.net
  • 404 Ridgewood Court, Antioch, CA, 94509
  • iFundRE.net is a Funding Source that provides Real Estate Loans as quick and easy as possible to borrowers with both perfect and less than perfect credit, all the way to hard money loans! We have full doc, lite doc, 24 & 48 month bank statement & stated income only loans. All credit considered
  • Capitol Direct Lending
  • 6524 Lonetree Blvd., Rocklin, CA, 95765
  • From affordable loans for first-time home buyers to traditional fixed and adjustable rate mortgages to jumbo loan amounts that accommodate upscale financing, we offer a wide variety of financing options. You can count on our extensive resources, capabilities, and expertise to provide the right home loan for you.
  • All California Lending
  • 1145 2nd Street A262, Brentwood, CA, 94513
  • All California Lending specializes in hard money lending and commercial loans. We have been in the real estate lending business for many years, specializing in hard money lending for most of that time. It is due to this niche specialization that we are able to help so many of our clients.
  • Upstar Home Mortgage Inc.
  • 2005 Evergreen Ave., Modesto, CA, 95350
  • Upstar Home Mortgage Inc. is a trusted lender offering competitive home loans and refinancing solutions. With a customer-first approach, they provide personalized mortgage options, expert guidance, and a seamless loan process. Upstar helps clients achieve homeownership with flexible terms and great rates.
  • S/L Mortgage
  • 509 Scenic Dr, Modesto, CA, 95350
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Scenic Oaks Funding
  • 1156 Scenic Drive, Suite 200 and 110, Modesto, CA, 95350
  • Scenic Oaks Funding was founded in 1992 in order to provide members of our community with a simpler way to buy a home. Our company continued to evolve and in 2010, we made the transformation from mortgage broker to mortgage banker for the same reason: to make home buying easier, more efficient, and more accessible.
  • California Mortgage Associates
  • 1217 Standiford Ave., Modesto, CA, 95350
  • We are the leading home loan lender in the Central Valley since 1987. We’ve worked hard to build a strong reputation as an out-standing mortgage firm serving our clients needs. You're on your way to finding the best loan at the lowest rate to finance your new home or refinance your existing mortgage.
  • IMS Lending
  • 3421 Tully Rd Ste A, Modesto, CA, 95350
  • Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • SJMorgan
  • 1110 Tully Road, Suite B, Modesto, CA, 95350
  • SJ Morgan Private Lending Exchange is a company that matches borrowers who are seeking funds to purchase or refinance commercial or residential properties with private investors who are looking for solid real estate investment returns. Qualified investments are presented to the investor exchange.
  • Tobias Mortgage Company
  • 110 Gateway Dr #130 Lincoln, CA, Lincoln, CA, 95648
  • Tobias Mortgage is one of the best mortgage Roseville Lending Company. We offer 30 years Term Mortgage Loan service as it is most desirable and makes it easy for you to repay a large amount of loan every month. From the past 13 years we are providing mortgage services to people who are unable to build a house due to lack of money.