Land loan lenders for Galt, CA AI 2025!

Choose from and compare 728 different land loan lenders available in Galt, CA.

In CA, the typical cost for an acre of land is $66,172. The loan-to-value ratio (LTV) for undeveloped land ranges from 18.57% to 75.25%, and for already developed land in CAName, it is estimated to be between 37.84% and 77.02%.

The specific value and loan LTV for any parcel of land are influenced by its location, size, topography, zoning, and any entitlements the land may have.

To explore your options for land loans and understand the prevailing land loan rates, reach out to the leading land loan lender in Galt, CA.

Discover loan offers from 100 lenders

The Magic Land Loan Calculator

With Lendersa® AI technology, instantly connect your loan request to hundreds of direct hard money lenders, ensuring all your hard money lending requirements are fulfilled. Uncover today's most favorable land loan rates for funding any vacant land or land with construction in CA.

Land Loans and Land Value

Reducing unnecessary inquiries helps maintain your credit score. Secure a preapproval for your land loan without providing your social security number or sensitive financial details.

Vacant land lending includes both construction and blanket loans; you might be eligible for 100% LTV (Loan to Value) financing if you agree to secure the loan with additional property, known as a blanket loan.

Hard Money Lending Near You

Finding a private investor through a local hard money broker significantly boosts your chances of securing a loan; Local lenders in Galt, CA familiar with the area are often best suited for arranging land loans. Close proximity between the hard money investor and the property can improve approval odds and expedite funding.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 95632.



  • Vanguard Hard Money
  • 351 Hitchcock Way, Ste. 230-B, Santa Barbara, CA, 93105
  • Vanguard Hard Money, is a direct lender specializing in financing for fix & flip rehab development loans. We provide investors with hard money loans to facilitate the purchase, rehabilitation and sale of single family homes, multi-family, and commercial properties. We strive to be the best.
  • Commercial Loan Express
  • 351 Hitchcock Way, Ste. B-230, Santa Barbara, CA, 93105
  • Commercial Loan Express Headquartered in Santa Barbara, California the president, Peter De Witte formed his team in 2004. Commercial Loan Express is a hard money lender that specializes in lending to investors who profit from house flipping. The loans are underwritten and funded in-house, thereby enabling swift decisions, flexible lending solutions
  • SANTA BARBARA COMMERCIAL MORTGAGE, INC.
  • PO BOX 30157, Santa Barbara, CA, 93130
  • Santa Barbara Commercial Mortgage, Inc formerly known as Mortgage Company of Santa Barbara, has been originating commercial real estate loans in California for over 25 years and is an efficient and valuable resource .With a small and agile loan committee, SBCM is able to process requests quickly and can often fund loans faster than most lenders.
  • Platinum Home Lending
  • 27943 Smyth Dr, Ste 204, Valencia, CA, 91355
  • Personalized mortgage services are our promise here at Platinum Home Lending in Valencia, CA. Choose us as your partner in home buying, and expect to receive a mortgage program that’s specifically designed just for you! To get started, talk to our mortgage expert today about your requirements.
  • Stress Free Mortgage
  • 28494 Westinghouse Place, Suite 212, Valencia, CA, 91355
  • The biggest complaint we hear from clients who have chosen to close with other companies is that they never understood the process and didn't know what they needed to provide. Communication is our goal so that situations that leave you wondering what is happening - or what the lender will ask for next - do not occur.
  • Southern Oaks Mortgage Inc
  • 25060 Avenue Stanford STE 255, Valencia, CA, 91355
  • Southern Oaks Mortgage, Inc. is committed to providing our clients with the highest quality financial services combined with the lowest rates available in your area. Our outstanding mortgage professionals will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
  • American Family Funding
  • 28338 Constellation Road, Suite 900, Valencia, CA, 91355
  • Established in 1993, American Family Funding has built a strong reputation as an outstanding mortgage brokerage firm serving the lending needs of real estate professionals, builders, and individual homebuyers throughout California.We are a full-service mortgage broker with an experienced staff offering expertise in every area of mortgage lending.
  • Direct Capital Funding
  • 333 N. Lantana Street, Suite 100, Camarillo, CA, 93010
  • DC Funding was founded on the idea and principle of building a better living with excellent support and service.We focus on incorporating and mastering the latest technologies & procedures keeping our associates above the crowd.Our team of professionals set a stronger standard of business, abide by a strict code of ethics and give superior service.
  • Above All Lending
  • 27936 Lost Canyon Rd Suite 201, Santa Clarita, CA, 91387
  • Our mission is to serve our customers with honesty, integrity, and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Jay Kunkle - RPM Mortgage
  • 100 East Thousand Oaks Blvd Thousand, Thousand Oaks, CA, 91360
  • MLD Mortgage Inc. dba The Money Store® is a direct mortgage lender that is headquartered in Florham Park, NJ. The Money Store® has been a trusted mortgage brand for over 40 years.The Money Store® offers mortgage solutions for all ages and financial situations from young borrowers to senior borrowers.
  • Security Bancorp
  • 23504 Lyons Ave Suite 103B, Santa Clarita, CA, 91321
  • Security Bancorp is a family owned company that has been serving California residents for more than 25 years. Security Bancorp is licensed by the California Department of Real Estate and is equipped with knowledgeable mortgage experts that provide excellent and quality service to our consumers.