Lenders using AI on vacant land in Lodi, CA 2025!

Review and compare offers from 729 land loan lenders available in Lodi, CA.

In CA, an acre of land typically costs $64,388. The loan-to-value (LTV) for undeveloped land ranges from 18.47% to 74.17%, while the LTV for loans on already developed land in CAName is estimated to be between 37.76% and 76.94%.

The true value and loan LTV of a land parcel depend on factors such as its location, dimensions, topography, zoning, and any completed entitlements.

To explore your land loan options and discover rates, reach out to the top land loan lender in Lodi, CA.

Explore loan offers from 100 different lenders

The Innovative Land Loan Calculator

Utilize Lendersa® AI technology to ensure all your hard money lending requirements are met, as it quickly matches your loan request with hundreds of direct hard money lenders. Explore the best land loan rates today for funding any form of vacant land or land with construction in CA.

Insights on Land Loans and Their Valuation

By avoiding unnecessary inquiries, you can preserve your credit score. Get preapproved for a land loan without the necessity of providing your social security number or sensitive financial information.

Construction and blanket loans play key roles in vacant land lending. You may qualify for full 100% LTV financing by offering additional property as security (blanket loan).

Looking for Hard Money Lending Nearby?

By finding a private investor through a local hard money broker, your chances of securing a loan increase significantly. In Lodi, CA, land loans are best arranged by local lenders familiar with the area. Proximity between the investor and the property improves approval odds and accelerates the funding process.

Utilize the Lendersa® land loan calculator to locate vacant land loan providers in zip codes 95240, 95242.



  • Carrington Mortgage Services, LLC
  • 1600 South Douglass Road, Suite 100 & 200-A, Anaheim, CA, 92806
  • Carrington Mortgage Services, LLC ( “Carrington”) (NMLS ID #2600) is a national direct to consumer and wholesale lender. Our retail home lending division has community-based branches assisting borrowers with home financing opportunities and local real estate agents with their buyer clients.
  • Citizens Lending Group
  • 3455 East La Palma Avenue #102, Anaheim, CA, 92806
  • At Citizens Lending Group, our staff has a combined 50+ years in the loan industry of California. We now specialize as reverse mortgage loan officers for senior citizens, though our experience includes everything from commercial loans and traditional home loans to Veterans Administration loans and FHA loans.
  • Carrington Mortgage Services, LLC
  • 1600 South Douglass Road, Suites 110, Anaheim, CA, 92806
  • Founded in 2003,Carrington is a holding company whose primary businesses work in sync with one another to provide a broad range of real estate services encompassing nearly all aspects of single family residential real estate transactions in the USA. We work diligently for the benefit of the many borrowers, homebuyers and investors we serve.
  • Best Finance Capital
  • 12966 Euclid St., Suite 220, Garden Grove, CA, 92840
  • Best Finance Capital Inc. was established with a philosophy to always prioritize our clients’ needs first and provide our clients’ with a piece of mind throughout the entire loan process. We pride ourselves on our long-standing, faithful commitment in achieving mortgage financing for the American Dream of becoming a home owner.
  • Able Financial Corp
  • 12465 LEWIS ST. STE. 203, Garden Grove, CA, 92840
  • At ABLE FINANCIAL CORP, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Coast Funding Group Inc
  • 22885 Savi Ranch Parkway, Suite B, Yorba Linda, CA, 92887
  • At Coast Funding Group, Inc we strive to make you a client for life. We want to be your first choice each and every time you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.
  • Orange County Mortgages by End Zone Mortgage
  • 6200 E. Canyon Rim Rd. Suite 204, Anaheim, CA, 92807
  • We have 13 Lenders to work with you, some with down payment assistance programs. We have FHA VA and Conventional Loans with down payments as low as 3.5 % and conventional loan with only 3% down and lender paid Mortgage Insurance. We offer 12 and 24 month bank statement loans for our Self Employed Clients.
  • HPT Finance
  • 9972 Bolsa Avenue, Suite 100, Westminster, CA, 92683
  • HPT Realty specializes in Real Estate and Mortgage in Southern Los Angeles area.HPT business ideology is influenced by her father. He believes that if people want to grow a great family, they must take time to build a home for their family first.We are dedicated to finding the home where our clients grow & share their happiness among their family.
  • Sharp Loan
  • 625 The City Drive S, Ste 400, Orange, CA, 92868
  • At Sharp Loan, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. We use “common sense” and will help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private “hardship” lenders.
  • Interactive Mortgage
  • 1 City Boulevard West Suite 1650, Orange, CA, 92868
  • Winnpointe Corporation dba Interactive Mortgage provides current and future homeowners with the “Faster, Smarter…Simply Better” way to find the best loan you want quickly. We offer lender paid closing costs and an easy-to-use pricing engine, which allows you to control the process of saying yes.