Land loan lenders in Isla-Vista, California [2025with AI]

In CA, the typical land cost per acre is $98,640. The loan-to-value ratio (LTV) for undeveloped land falls between 20.32% and 95.00%. For developed land loans in CAName, the LTV is estimated to range from 39.23% to 78.50%.

The true value and LTV of any land parcel depend on its location, size, topography, zoning, and existing entitlements.

Explore your land loan options and discover competitive rates by reaching out to the premier land loan lender in Isla-Vista, CA.

The Magic Land Loan Calculator

Lendersa® employs AI technology to quickly align your loan request with numerous direct hard money lenders, ensuring all your hard lending needs are met. Discover the most competitive land loan rates now to finance both vacant land and land plus construction in CA.

Land Loans and Land Value

Minimizing unnecessary inquiries can help protect your credit score. Get preapproved for a land loan without needing your social security number or sensitive financial information.

Vacant land financing commonly involves construction and blanket loans; securing 100% LTV (Loan to Value) financing may be possible if you pledge additional property as collateral, known as a blanket loan.

Is Hard Money Lending Close By?

Locating a private investor with the help of a local hard money broker significantly enhances your chances of securing a loan. Local lenders in Isla-Vista, CA, who know the area well, are ideal for arranging land loans. A shorter distance between the investor and the property improves approval chances and accelerates funding.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders in zip codes 93117, 93107.

(760) 230-2042 Lender's profile and map Reviews Ranch & Coast Mortgage Group, Inc. 2000 State St, Suite A, Santa Barbara, CA, 93105 Ranch & Coast Mortgage Group, Inc. understands the importance of finding the right mortgage loan that fits your exclusive needs and situations. Our team’s extensive knowledge of the mortgage and financial market, coupled with our years of experience, allow us to find you the lowest rate with the best possible terms.
714-956-0508 Lender's profile and map Reviews Vanguard Hard Money 351 Hitchcock Way, Ste. 230-B, Santa Barbara, CA, 93105 Vanguard Hard Money, is a direct lender specializing in financing for fix & flip rehab development loans. We provide investors with hard money loans to facilitate the purchase, rehabilitation and sale of single family homes, multi-family, and commercial properties. We strive to be the best.
714 956 0508 Lender's profile and map Reviews Commercial Loan Express 351 Hitchcock Way, Ste. B-230, Santa Barbara, CA, 93105 Commercial Loan Express Headquartered in Santa Barbara, California the president, Peter De Witte formed his team in 2004. Commercial Loan Express is a hard money lender that specializes in lending to investors who profit from house flipping. The loans are underwritten and funded in-house, thereby enabling swift decisions, flexible lending solutions
800-234-3274 Lender's profile and map Reviews SANTA BARBARA COMMERCIAL MORTGAGE, INC. PO BOX 30157, Santa Barbara, CA, 93130 Santa Barbara Commercial Mortgage, Inc formerly known as Mortgage Company of Santa Barbara, has been originating commercial real estate loans in California for over 25 years and is an efficient and valuable resource .With a small and agile loan committee, SBCM is able to process requests quickly and can often fund loans faster than most lenders.
(805) 222-4608 Lender's profile and map Reviews Direct Capital Funding 333 N. Lantana Street, Suite 100, Camarillo, CA, 93010 DC Funding was founded on the idea and principle of building a better living with excellent support and service.We focus on incorporating and mastering the latest technologies & procedures keeping our associates above the crowd.Our team of professionals set a stronger standard of business, abide by a strict code of ethics and give superior service.
(805) 543-4422 Lender's profile and map Reviews Pacific Trust Mortgage 735 Tank Farm Rd. Suite 210, San Luis Obispo, CA, 93401 Pacific Trust Mortgage was originally founded in 2002 with the genuine belief in creating clients for life. Founded in San Luis Obispo, CA, PTM is rooted in the Central Coast and is fast becoming the preferred lending partner for Realtors, CPA’s, Financial Advisors, and builders alike.
6612387997 Lender's profile and map Reviews ATC Managers, LLC 900 Old River Rd, Bakersfield, CA, 93311 ATC Managers, LLC is a nation-wide direct private lender based in Bakersfield, CA. We specialize in time-sensitive and value-added deals underserved by banks and other traditional capital sources, as well as provide opportunity and rescue capital. Whether you need to close fast, have a distressed asset, or need a non-recourse loan, ATC Managers
(661) 833-7900 Lender's profile and map Reviews Valley Strong Credit Union 11500 Bolthouse Drive, Bakersfield, CA, 93311 In 1938, a small group of dedicated and concerned teachers met for the purpose of forming a financial cooperative for school employees and their families. From these very humble beginnings, Valley Strong Credit Union was founded and formed. Our mission is to turn people’s financial possibilities into financial realities.