Land Loan by Banks or Private Money Lenders in California

Get the best land loan rates from 731 land loan California lenders ready to fund loans for land purchases, lot loans, and other kinds of land financing.

The average price for an acre of land in California is $40,069 the LTV for undeveloped land is between 15.67% to 37.00%, and estimated LTV for on loan for developed land in California is anywhere between 35.50% and 77.24%

The actual value of any land depends on its location, size, topography, zoning, and any entitlement that was done about the land in the past or ongoing.

Find out your land loan options and land loan rates by contacting the best land loan lender in the State of California

Compare loan offers from 100 lenders

The Magic Land Loan Calculator

To ensure all of your land loan lending needs are being met, Lendersa® AI technology will instantly match your loan request with hundreds of direct land loan lenders and brokers specializing in arranging loans on vacant land. You can now discover the best land loan rates today in or any other city in California.

Hard money lending near you?

When you locate a private investor through a local hard money broker, your odds of getting a loan increase exponentially; lending hard money loans in Alton could depend upon locating investors familiar with the neighborhood. A short distance between the hard money investor and the property enhances the loan approval odds and speeds up the funding process.



  • The Loan Story
  • 275 Saratoga Avenue, Suite 220, Santa Clara, CA, 95050
  • We aim to make home financing as simple & pain-free as possible. Whether you are buying your first home, refinancing existing properties, or building investment portfolio, our loan advisors will help you figure out how much you can afford & the perfect mortgage program, either residential or commercial. Tell us your stories, we will do the rest.
  • VANTAGE POINT FINANCE
  • 2055 Junction Ave, San Jose, CA, 95131
  • Vantage Point Finance, you can expect friendly, professional advice and clear explanations of all of our available mortgage products, including our private loans and commercial financing options. We will walk you through the advantages and risks associated with each loan option and provide the guidance you need to help you make the right decision.
  • MKT Finance Inc
  • 2391 Zanker Road, Suite 320, San Jose, CA, 95131
  • "MKT Finance Inc. is a full service mortgage brokerage with an experienced staff of loan agents and processors. Whether your need is a purchase, refinance, home improvement, or debt consolidation loan, we will make sure that you get the right mortgage at the right price. With access to dozens of wholesale lenders, we can often find better
  • 5 Star Capital, LLC
  • 2188 Del Franco St, Suite 30, San Jose, CA, 95131
  • 5 Star Capital is one of the best Bay Area realtors delivering outstanding customer experience and exceeding the expectations of customers in the market of hard money loans, commercial and residential properties and mortgages. In the market of mortgages and investment, we hold a good repute for our professionalism, reliability and loyalty.
  • Stonecrest Financial
  • 4675 Stevens Creek Blvd suite 235, Santa Clara, CA, 95051
  • Stonecrest Financial have underwriting committee meetings every evening and will be able to give you a quick answer on your loan request. We underwrite to combined loan-to-value, story, and exit strategy. We are the direct decision-maker for our funds, and we can close in as quickly as one week.
  • ELITE FINANCIAL LENDING
  • 673 VASCONCELLOS AVE, MANTECA, CA, 95336
  • At Elite Financial, our collective goal advanced us to high standard in the mortgage industry by word-of-mouth referrals and mission What others can’t do Elite Financial can. For over 30 years, we've been a growing team from dynamic people with talent of 100% loan approval to trust, information security and privacy.
  • Milestone Financial
  • 4970 El Camino Real, Suite 230, Los Altos, CA, 94022
  • Milestone Financial LLC is a wholesale California Finance Company, offering competitive 1st and 2nd trust deed loan programs for most types of real estate, including single family, condominiums, apartments, multi-family, and More importantly can get your loan funded within seven to 10 days and can usually quote within 24 hour.
  • First Rate Mortgage
  • 3100 Mowry Ave Ste 401, Fremont, CA, 94538
  • First Rate Mortgage can assist you with your real estate financing needs. We understand the difficulties with today's financial complexities. First Rate Mortgage has access to numerous lenders, who are looking for borrowers like you. Call us today and allow us to help you meet your financial needs.