Land loan lenders in Council-Bluffs, Iowa [2025with AI]

In IA, the average cost for an acre of land is $23,948. The loan-to-value (LTV) for undeveloped land ranges from 16.29% to 49.57%, while the estimated LTV for loans on developed land in IAName is anywhere between 36.03% and 75.09%.

The actual value and loan-to-value ratio of any land depend on factors like its location, size, topography, zoning, and any existing entitlements.

Find out about your land loan opportunities and current rates by contacting the leading land loan provider in Council-Bluffs, IA.

The Essential Land Loan Calculator

To meet all your hard money lending needs, Lendersa® AI technology will promptly match your loan request with hundreds of direct hard money lenders. Today, discover the best available land loan rates to finance any type of vacant land or land with construction in IA.

Insights into Land Loans and Their Value

Keep unnecessary inquiries minimal to protect your credit score. Obtain preapproval for your land loan without needing to provide your social security number or sensitive financial information.

Construction and blanket loans are key components of vacant land financing. You may qualify for 100% LTV (Loan to Value) financing if you pledge additional property as security (blanket loan).

Considering Local Hard Money Lending?

Your probability of securing a loan increases significantly when partnering with a private investor through a local hard money broker. Local lenders familiar with Council-Bluffs, IA, are ideal for arranging land loans. A close distance between the hard money investor and the property heightens the likelihood of loan approval and accelerates the funding process.

Utilize the Lendersa® land loan calculator to identify vacant land loan lenders within the zip codes 51503, 51501, 51502.

(641) 732-3763 Lender's profile and map Reviews The Home Trust & Savings Bank 628 Main Street, Osage, IA, 50461 Home Trust & Savings Bank has been in the same family for over one hundred years. It started on November 6, 1899, when the bank received its charter and opened for business in the east room of the Cleveland Building, just west of the Merchants Hotel in Osage, Iowa. The bank occupied this location until 1937
(319) 385-4914 Lender's profile and map Reviews 5 Star Community Credit Union 100 S Cherry Street, Mount Pleasant, IA, 52641 5 Star Community Credit Union is committed to serving our members and our community! When you walk in our door, we like to know your name. We offer competitive loan rates all the way from recreational loans to auto and even home. We serve almost 5,000 members and have 2 locations for your convenience, Mt. Pleasant and West Burlington, IA.
(319) 648-2221 Lender's profile and map Reviews Peoples Trust and Savings Bank 90 E. Railroad St, Riverside, IA, 52327 Peoples Trust and Savings Bank was founded in 1928. We are a locally-owned-and-operated community bank serving Riverside, Iowa and the surrounding areas. Peoples Trust and Savings Bank offers the services of a modern financial institution while maintaining the integrity of a community bank.
(319) 395-7060 Lender's profile and map Reviews Quaker Oats Credit Union 3535 Center Point Road NE, Cedar Rapids, IA, 52402 Quaker Oats Credit Union is a full-service financial institution for the employees, retirees, and family members of the Quaker Oats Company, Tree House Foods, PMX Industries, Circle Computer Resources, CCB Packaging, and Trapeze Group. Quaker Oats Credit Union is a member-owned financial institution dedicated to serving its members.
(563) 382-9661 Lender's profile and map Reviews Decorah Bank and Trust Co 202 East Water Street, Decorah, IA, 52101 Established in 1935 during the depression by a small group of concerned citizens. Today we are a 2nd and 3rd generation family owned bank that is able to think differently because we're not owned by outside investors at a far-away headquarters. By being family and employee owned we're able to be uniquely responsive to customer and community needs.
3167445819 Lender's profile and map Reviews Planet Cheapskate Home Loans 1029 W Douglas Suite #202, Wichita, KS, 67213 My passion is educating & guiding families through the home loan process. I am driven to find the best financing opportunity for every home buyer. I do this by making banks compete to give us their very best offer. Growing up in Peck KS the old-school values of hard work and honesty were instilled in me from a very young age. I use these same princ
(563) 589-2000 Lender's profile and map Reviews Dubuque Bank and Trust Company 1398 Central Ave, Dubuque, IA, 52001 At Dubuque Bank and Trust, decision making is kept to a local level and bankers are unwaveringly committed to deeply understanding every intricacy of every customer’s financial relationship. Because when that happens, a bank, even one with over $19 billion in assets and the backing of a company with national.
(773) 895-7340 Lender's profile and map Reviews KPT Mortgage Advisors LLC 2038 Ford Parkway, Suite 510, Saint Paul, MN, 55116 Join KPT Mortgage Advisors LLC in revolutionizing the mortgage industry! We're not just brokers; we're trailblazers dedicated to transforming your financial journey. Our mission is clear: empower everyone, from first-time buyers to seasoned investors. Experience unparalleled guidance and advocacy as we prioritize your financial well-being. Contact