Land loan lenders for Binghamton, NY AI 2026!

Review and contrast offerings from 281 land loan lenders operating in Binghamton, NY.

In NY, the average price per acre of land is $18,187. For undeveloped land, the loan-to-value (LTV) ratio spans from 15.98% to 46.06%, while for developed land, it is estimated to fall between 35.78% and 74.83%.

The true value and LTV of any land parcel depend on its location, size, topography, zoning, and any existing entitlements.

Learn about your land loan options and find competitive rates by connecting with the top land loan lender in Binghamton, NY.

Review offers from 100 lenders

The innovative land loan calculator

To address all your hard money lending needs, Lendersa®'s AI technology instantly connects your loan request with hundreds of direct hard money lenders. Explore the best land loan rates today to fund any type of vacant land or land plus construction project in NY.

Land loans and assessing land value

Preventing unnecessary inquiries can help maintain a strong credit score. Get pre-approved for your land loan without requiring your social security number or sensitive financial data.

Construction loans and blanket loans are integral to vacant land lending. You may qualify for 100% LTV financing by securing additional properties as collateral (blanket loan).

Hard money lending in your vicinity?

Finding a private investor through a local hard money broker significantly increases your chances of securing a loan. In Binghamton, NY, land loans are optimally handled by local lenders who know the area well. The proximity between the investor and the property boosts approval odds and accelerates the funding process.

Use the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 13904, 13905, 13901, 13903.



  • Malve Capital
  • 26 Harbor Park Drive, Port Washington, NY, 11050
  • Lends in New York
  • Malve Capital is your premier partner for real estate investment loans. As a direct private lender, we specialize in fix-and-flip, ground-up construction, bridge, and DSCR loans for 1-4 unit residential properties. Our national reach connects experienced investors with in-house capital, offering competitive pricing and swift, trauma-free closings.

  • MCashAdvance
  • 1415 East 8th Street, Brooklyn, NY, 11230
  • Lends in New York
  • MCashAdvance is a Merchant Cash Advance Company. We provide business cash advances to small and medium sizes businesses in the USA. Advance amounts range from $5,000 to $900,000.

  • AJlenders LLC
  • 2918 Ave I, Brooklyn, NY, 11210
  • Lends in New York
  • AJ LENDERS can help you with your real estate investments in a convenient, no-fuss process. Whether you're looking for your first real estate investment
    property or your 100th deal, choosing the right loan and lender for
    your project is extremely important. Talk to us today for a free no-obligation assessment.

  • ShareStates
  • 8 Bond St #100, Great Neck, NY, 11021
  • Lends in New York
  • Sharestates is an online real estate lending and investing marketplace connecting investors with developers and rehabbers seeking funding. Using proprietary technology, we acquire, fund, and service projects faster and at lower costs than traditional financing. We offer investors exclusive opportunities while providing borrowers fast, affordable ca

  • Iron Fund
  • 150 Great Neck Road, Suite 102, Great Neck, NY, 11021
  • Lends in New York
  • Iron Fund is a Direct Capital Provider for loan officers, brokers, and third-party originators. Iron Fund specializes in Fix & Flips/ Bridge Loans, Ground- Up Construction, and 30-Year DSCR Loans. Our new broker platform provides a full technology suite with same-day loan approvals and secure document uploads.

  • W Financial
  • 60 Cutter Mill Road, Suite 601, Great Neck, NY, 11021
  • Lends in New York
  • W Financial is a New York-based commercial real estate bridge lender specializing in time-sensitive or complex loan requirements. When a deal is unusual or time is short, we provide our clients with rapid, reliable access to the capital they need to get their deal over the finish line.

  • Manhattan Bridge Capital
  • 60 Cutter Mill Rd., Suite 205, Great Neck, NY, 11021
  • Lends in New York
  • Manhattan Bridge Capital, Inc. (Nasdaq – “LOAN”) has been a publicly traded company since 1999. MBC is a "hard money" lender in New York Metropolitan area and in Florida, and is known to close its deals in a very short period of time. In most cases the client will have cash in his/her possession in 3-10 business days.

  • Hybridge Holdings
  • 1828 E 8th st, Brooklyn, NY, 11223
  • Lends in New York
  • Introducing Hybridge Holdings, your go-to destination for private lending with unbeatable advantages. With same-day funding, our streamlined process ensures quick access to the funds you need. Experience complete transparency with our straightforward fee structure, and rest assured knowing we guarantee the lowest rates in the market. Contact us tod