Lenders using AI on vacant land in Southold, NY 2026!

Explore and compare among 299 land loan lenders available in Southold, NY.

The average price for an acre of land in NY is $118,345. The loan-to-value (LTV) for undeveloped land ranges from 21.38% to 106.99%, while for financing on already developed land in NYName, the estimated LTV spans from 40.07% to 79.40%.

The actual value and loan LTV of any land depend on factors like its location, size, topography, zoning, and any entitlements applied to it.

Discover your land loan options and rates by contacting the leading land loan lender in Southold, NY.

Browse loan offers from 100 lenders

The exceptional land loan calculator

Lendersa® AI technology instantly addresses all your hard money lending needs by matching your loan request with hundreds of direct hard money lenders. Discover the best land loan rates today to finance any vacant land or land with construction in NY.

Land loans and appraisal

Avoiding unnecessary inquiries helps to preserve your credit score. Obtain preapproval for your land loan without needing to provide your social security number or sensitive financial details.

In the realm of vacant land lending, construction loans and blanket loans are crucial; you might qualify for 100% LTV financing by pledging additional property as collateral (blanket loan).

Searching for hard money lending nearby?

Securing a private investor through a local hard money broker can significantly enhance your chances of obtaining a loan. Land loans in Southold, NY are often best managed by local lenders familiar with the neighborhood. A shorter distance between the hard money investor and the property enhances the likelihood of loan approval and expedites the funding process.

Utilize the Lendersa® land loan calculator to find vacant land loan lenders in zip codes 11939.



Southold Land Loan Lenders

  • EC Lending
  • 440 Rte 111 Smithtown NY, Smithtown, NY, 11787
  • Lends in New York
  • EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre

  • BEST RATE CAPITAL INC
  • 975 W. Jericho Turnpike, Suite 3, Smithtown, NY, 11787
  • Lends in New York
  • BRC is a family owned Long Island based mortgage company operated by Nathan Baram. With experience of over 18 years in the mortgage and real estate industry, you can be assured that you are in good hands. Competitive Mortgage products combined with a smooth and efficient process is what puts BRC above the rest. Established in 2006.

  • ION Capital Solutions
  • 30 Lakeside Drive, NY, NY, 11721
  • Lends in New York
  • Ion Capital Solutions is here to help when the banks say no! We can provide funding options for Real Estate Investors, Wholesalers, and Business Owners. We offer only the most competitive interest rates and terms available through our Nationwide Lender Network, and we offer virtually every alternative solution in the marketplace.

  • JMS Global Group
  • 290 Broadhollow Rd, Melville, NY, 11747
  • Lends in New York
  • For 1-4 Unit Investment Properties/ bridge loans , Hotel , International, Purchase refinance , all 50 states and international .Flexible Loan Terms, Underwriting in house , Loans Designed to close quickly on real estate purchases or to leverage equity on owned RE. Real Estate Bridge Loans.
    JMS Global is the choice of top REIs across the country,

  • All Access Financial
  • 576 Broadhollow Rd, Melville, NY, 11747
  • Lends in New York
  • All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus

  • Mortgage Advantage
  • 201 Old Country Road, Suite 200, Melville, NY, 11747
  • Lends in New York
  • Mortgage Advantage, a member of the Advantage Group, is a leading mortgage brokerage committed to delivering personalized mortgage solutions. Formed in 1996 and headquartered in Melville, NY, Mortgage Advantage is licensed to originate loans in New York, New Jersey, Connecticut and Florida.

Also lends in New York

  • Sachem Lending
  • 698 Main Street, Branford, CT, 06405
  • Sachem Capital, we are a Connecticut-based real estate finance company that specializes in originating, servicing and managing a portfolio of first mortgage loans. We offer short-term secured, non-banking loans to real estate investors to fund their rehabilitation, development or improvement of residential or commercial properties.

  • TLOA Mortgage LLC
  • 11 Talcott Notch Rd, Farmington, CT, 06032
  • TLOA Mortgage is an asset-based private lending company offering competitive rates, fast underwriting, and reliable access to capital. We specialize in private mortgage solutions tailored to meet your needs, with a focus on speed and expertise. Backed by years of industry experience, our expert team is committed to making private mortgage lending e

  • Coast to Coast Capital Advisors
  • 320 Boston Post Rd, Darien, CT, 06820
  • Coast to Coast Capital Advisors

    Coast to Coast Capital Advisors provides fast, flexible financing for real estate investors nationwide. We specialize in DSCR, fix-and-flip, new construction, bridge, and commercial loans with competitive terms and quick closings.

    Contact: Info@coasttocoastcapitaladvisors.com | 203-690-8700.

  • Gem Star Capital LLC
  • 4 Old Mill Plain Rd, 2nd Floor, Danbury, CT, 06811
  • Gem Star Capital, LLC. does not finance owner occupied residential real estate. We offer commercial
    mortgages strictly for non owner occupied real estate. Gem Star Capital, LLC. originates loans under
    the 12 CFR 1024.5(b)(2) business purpose loans that are exempt from coverage under RESPA as
    defined by 12 CFR 1026.3(a)(1) of Regulation Z.