Complete List of Vacant Land Lenders for Southampton, NY with AI help!

Review and compare offerings from 281 land loan lenders active in Southampton, NY.

The average cost per acre of land in NY is $135,410. The loan-to-value (LTV) for undeveloped land runs from 22.30% to 117.37%, while for developed plots, the LTV is anticipated to be between 40.80% and 80.17%.

The real worth and loan LTV of any land are influenced by its location, size, topography, zoning, and any associated entitlements.

Learn more about your land loan options and current rates by contacting the leading land loan lender in Southampton, NY.

Browse offers from 100 lenders

The enhanced land loan calculator

Lendersa®'s AI technology instantly aligns your loan request with a network of direct hard money lenders to fulfill all your borrowing needs. Discover optimal land loan rates today to finance any vacant land or land plus construction project in NY.

Land loans and determining property value

Avoid unnecessary credit inquiries to safeguard your credit score. You can achieve pre-approval for your land loan without needing to provide your social security number or sensitive financial details.

In the realm of vacant land lending, construction loans and blanket loans are vital; you may qualify for 100% LTV by offering additional property as collateral (blanket loan).

Searching for hard money lending locally?

Collaborating with a private investor through a local hard money broker significantly enhances your loan approval odds. Land loans in Southampton, NY are most effectively arranged by local lenders who understand the community. Proximity between the investor and the property improves the chances of approval and speeds up the funding process.

Use the Lendersa® land loan calculator to locate vacant land loan lenders in the zip codes 11932, 11960, 11962, 11963, 11968, 11978, 11901, 11972, 11942, 11977, 11976, 11959, 11946, 11941, 11969.



  • Sachem Lending
  • 698 Main Street, Branford, CT, 06405
  • Lends in New York
  • Sachem Capital, we are a Connecticut-based real estate finance company that specializes in originating, servicing and managing a portfolio of first mortgage loans. We offer short-term secured, non-banking loans to real estate investors to fund their rehabilitation, development or improvement of residential or commercial properties.

  • EC Lending
  • 440 Rte 111 Smithtown NY, Smithtown, NY, 11787
  • Lends in New York
  • EC Lending revolutionizes the lending landscape with innovative solutions, providing resources that overcome even the most complex financial challenges. Boasting unmatched expertise, EC Lending empowers clients to secure the best terms through personalized service and cutting-edge technology. Choose EC Lending for bespoke financing, where every dre

  • BEST RATE CAPITAL INC
  • 975 W. Jericho Turnpike, Suite 3, Smithtown, NY, 11787
  • Lends in New York
  • BRC is a family owned Long Island based mortgage company operated by Nathan Baram. With experience of over 18 years in the mortgage and real estate industry, you can be assured that you are in good hands. Competitive Mortgage products combined with a smooth and efficient process is what puts BRC above the rest. Established in 2006.

  • ION Capital Solutions
  • 30 Lakeside Drive, NY, NY, 11721
  • Lends in New York
  • Ion Capital Solutions is here to help when the banks say no! We can provide funding options for Real Estate Investors, Wholesalers, and Business Owners. We offer only the most competitive interest rates and terms available through our Nationwide Lender Network, and we offer virtually every alternative solution in the marketplace.

  • JMS Global Group
  • 290 Broadhollow Rd, Melville, NY, 11747
  • Lends in New York
  • For 1-4 Unit Investment Properties/ bridge loans , Hotel , International, Purchase refinance , all 50 states and international .Flexible Loan Terms, Underwriting in house , Loans Designed to close quickly on real estate purchases or to leverage equity on owned RE. Real Estate Bridge Loans.
    JMS Global is the choice of top REIs across the country,

  • All Access Financial
  • 576 Broadhollow Rd, Melville, NY, 11747
  • Lends in New York
  • All Access Financial is a true financial marketplace offering working capital loans. We provide all types of financial options when it comes to your business, such as Working Capital Loans, Business Term Loans, Merchant Cash Advances, Lines of Credit, Equipment Financing, Commercial and Residential Loans, and SBA Loans. We understand that every bus

  • Mortgage Advantage
  • 201 Old Country Road, Suite 200, Melville, NY, 11747
  • Lends in New York
  • Mortgage Advantage, a member of the Advantage Group, is a leading mortgage brokerage committed to delivering personalized mortgage solutions. Formed in 1996 and headquartered in Melville, NY, Mortgage Advantage is licensed to originate loans in New York, New Jersey, Connecticut and Florida.

  • First Rehab Lending
  • 71 Gazza Blvd, Farmingdale, NY, 11735
  • Lends in New York
  • First Rehab Lending is nationwide, direct private lender providing short-term loans to facilitate the acquisition and rehabilitation of non-owner occupied residential real estate for experienced investors. We understand that for investors to be successful in this industry, they rely heavily on their lender to provide timely and efficient services.

  • TLOA Mortgage LLC
  • 11 Talcott Notch Rd, Farmington, CT, 06032
  • Lends in New York
  • TLOA Mortgage is an asset-based private lending company offering competitive rates, fast underwriting, and reliable access to capital. We specialize in private mortgage solutions tailored to meet your needs, with a focus on speed and expertise. Backed by years of industry experience, our expert team is committed to making private mortgage lending e