Land loan lenders for Hilton-Head-Island, SC AI 2026!

Explore and compare the options available from 267 land loan lenders operating in Hilton-Head-Island, SC.

The average price of an acre of land in SC is $96,835. The loan-to-value ratio (LTV) for undeveloped land ranges from 20.22% to 93.90%, while the estimated LTV for loans on developed land in SCName can vary between 39.15% and 78.42%.

The true value and LTV of any land are influenced by its location, size, topography, zoning, and any existing entitlements.

Find out about your land loan options and the rates by contacting the leading land loan lender in the State of Hilton-Head-Island, SC.

Compare loan offers from 100 lenders

The remarkable land loan calculator

Lendersa®'s AI technology ensures all your hard money lending needs are swiftly met by matching your loan request with hundreds of direct hard money lenders. Discover the most competitive land loan rates today for funding any type of vacant land or land plus construction in SC.

Land loans and evaluating land value

Reducing unnecessary inquiries helps protect your credit score. You can get preapproved for your land loan without needing to disclose your social security number or any sensitive financial details.

Blanket loans and construction loans are vital in vacant land lending; you may qualify for 100% LTV (Loan to Value) financing by pledging additional property as collateral (blanket loan).

Seeking hard money lending nearby?

Locating a private investor through a local hard money broker substantially increases your chances of securing a loan. In Hilton-Head-Island, SC, land loans are optimally arranged by local lenders familiar with the neighborhood. Proximity between the hard money investor and the property enhances the likelihood of loan approval and expedites the funding process.

Utilize the Lendersa® land loan calculator to uncover vacant land loan lenders in zip codes 29928, 29926, 29925, 29938.



  • First Palmetto Bank
  • 407 DeKalb Street, Camden, SC, 29020
  • Lends in South Carolina
  • First Palmetto Bank, one of South Carolina’s oldest financial institutions remains headquartered in the state’s oldest inland city of Camden. First Palmetto has grown to become one of the largest locally owned full-service financial institutions headquartered in South Carolina, with twenty-three branch locations across the state.

  • Coastal Carolina National Bank
  • 1012 38th Avenue North, Myrtle Beach, SC, 29577
  • Lends in South Carolina
  • Coastal Carolina National Bank is a locally operated financial institution focused on providing personalized service. It offers a full range of banking services designed to meet the specific needs of individuals and small and medium-sized businesses. Headquartered in Myrtle Beach, SC, the Bank also has branches in Garden City, North Myrtle Beach.

  • Funding Resources, LLC.
  • 630 Chestnut Road, Suite 8, Myrtle Beach, SC, 29572
  • Lends in South Carolina
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates & closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • COAST2COAST MORTGAGE LENDING, LLC
  • 125 B King Street, Saint Augustine, FL, 32084
  • Lends in South Carolina
  • ### Discover COAST2COAST MORTGAGE LENDING, LLC

    At COAST2COAST MORTGAGE LENDING, LLC, our mission is to make your homeownership dreams a reality with seamless, personalized mortgage solutions. With a dedicated team led by Thornton Miller, we are committed to exceptional service and tailored financial advice. Transform your future—contact us today

  • Dedicated Community Bank
  • 202 Cashua Street, Darlington, SC, 29540
  • Lends in South Carolina
  • Dedicated Community Bank will be known as the premier relationship bank in the communities we serve. We will be a highly effective and ethical financial services institution. We will provide our clients, individuals and businesses, with the highest level of quality financial services available.

  • Abbeville First Bank, SSB
  • 205 S. Main Street, Abbeville, SC, 29620
  • Lends in South Carolina
  • Abbeville First Bank was organized April 24, 1907 under the name of Building and Loan Association of Abbeville. The assets at the time were only a few hundred dollars. The principal objective of the association was to encourage the common person to save money monthly for the primary purpose of building or buying a home.

  • Carolina Capital Management
  • 234 Johnston St., Rock Hill, SC, 29730
  • Lends in South Carolina
  • Carolina Hard Money is a commercial loan broker company serving the needs of the Real Estate Investor borrower who are striving to build wealth and generate income for themselves and for their families. We offer “hard money rehab loans” for investors only in “North Carolina and South Carolina”. As part of our business practices, we also serve as co

  • Woodruff Federal Savings and Loan Association
  • 247 North Main Street, Woodruff, SC, 29388
  • Lends in South Carolina
  • Woodruff Federal was founded in 1934 by a group of local business leaders to serve the savings and loan needs of the small town’s growing textile community. Ever since, we’ve stayed true to our founding purpose to remain an S&L…and serve as a safe, secure place that folks could rely on to get a home loan or build their savings deposits

  • Sage Home Loans
  • 1091 Red Ventures Drive, Suite 300, Fort Mill, SC, 29707
  • OUR PROMISE
    We're here to help you
    confidently make smarter decisions about financing your home.

    Our Values
    Buying and refinancing a home should be clear and straightforward.

    An approachable home financing process requires expert guidance.

    Modern home financing problems deserve updated solutions.

  • Southern First Bank
  • 100 Verdae Blvd, Suite 100, Greenville, SC, 29607
  • Lends in South Carolina
  • Our philosophy is that relationships come first. We get to know you and your goals so we can help you achieve them. Each account comes with a team of Bankers dedicated to providing you personalized service, and our easy-to-use technology gives you all the tools you need to manage your finances - whenever, wherever.

  • Dozcon Investment Group LLC.
  • 4105 Regency Dr., Indian Trail, NC, 28079
  • Lends in South Carolina
  • Dozcon Investment Group is a premier Residential Lender for Non-Owner-Occupied Investment Properties offering transparent and stress-free Funding

    We offer financing solutions for fix & flip real estate investors

    As a Lender for Real Estate Investors we do most of the leg-work for you while you build up your Real Estate Portfolio and cash-flo

  • Cardinal Financial
  • 3701 Arco Corporate Drive, Suite 200,, Charlotte, NC, 28273
  • Lends in South Carolina
  • At Cardinal Financial, we know mortgage lending is more than just loans—it's about helping people achieve their homeownership dreams. With a focus on listening, understanding your unique story, and customizing solutions, I provide a seamless experience from start to finish. Let’s work together to find the perfect loan and make your dreams a reality