For 2026, FHA loan limits in Steele-Creek county within Fairbanks North Star, AK are as follows: $356,362 for a single-family home, $456,275 for duplexes, $551,500 for triplexes, and $685,400 for four-unit properties.
Conventional loans have a maximum of $822,375 for single-family homes, $1,053,000 for two-unit homes, $1,272,750 for three-unit homes, and $1,581,750 for four-unit homes.
Our FHA calculator can help you discover today's favorable FHA rates and evaluate the downpayment requirement, income, credit, reserves, and necessary documentation to qualify.
The Lendersa® calculator allows you to compare FHA loan rates and terms with those of other programs, including Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers comprehensive loan program data from thousands of lenders, enabling rapid comparison aligned with your specific financial circumstances.
Check the Loan Limits Comparison Table for 2026 in Steele-Creek county, part of Fairbanks North Star, AK. Use this table to compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For an in-depth overview of qualification requirements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| USDA | $335,500 | $335,500 | $335,500 | $335,500 |
| VA | $822,375 | $1,053,000 | $1,272,750 | $1,581,750 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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