FHA Loan Limits for Cottondale, Tuscaloosa County, AL in 2023

In 2025, FHA loan limit in Cottondale county of Tuscaloosa, Alabama is $472,030 for a single-family home, $604,400 for 2-units, $730,525 for 3-units, and $907,900 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $726,200, $929,850 for 2-units, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Loan Limits Comparison Table for 2025 in Cottondale county of Tuscaloosa, Alabama compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Cottondale county of Tuscaloosa, AL

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • Carrington Mortgage Services, LLC
  • 1600 South Douglass Road, Suites 110, Anaheim, CA, 92806
  • Founded in 2003,Carrington is a holding company whose primary businesses work in sync with one another to provide a broad range of real estate services encompassing nearly all aspects of single family residential real estate transactions in the USA. We work diligently for the benefit of the many borrowers, homebuyers and investors we serve.
  • AmWest Funding Corp
  • 6 Pointe Drive, Suite 300, Brea, CA, 92821
  • AmWest Funding Corp. was originally founded in 1995. The organization is driven by a highly successful management team possessing an average of two decades of experience among its core leadership. Focused on providing home loans responsibly throughout the communities we serve exceptional customer experience for you and your client.
  • American Financial Network, Inc.
  • 10 Pointe Drive, Brea, CA, 92821
  • As one of the fastest growing mortgage bankers in the United States, we opened our doors in 2001 and have since expanded with many community based branches across the nation. Headquartered in Brea, CA, AFN built its reputation as an outstanding mortgage banking firm by serving the lending needs of real estate professionals
  • The F-Tranzacts Group
  • 100 Bayview Circle,, Newport Beach, CA, 92660
  • The F-Tranzacts Group specializes in arranging private money real estate loans. F-Tranzacts Group ensures transparency. We do private real estate financing for commercial properties, multi-family residential, investment residential properties, fix & flip projects, land, & construction. F-Tranzacts offers a private lending facility for a range of bu
  • Biz Connect Capital
  • 1050 Lakes Dr, Suite 225, West Covina, CA, 91790
  • At BizConnect Capital we pride ourselves in connecting business to capital. Businesses often get turned down by banks for many reasons including, not even having the right financial product in their arsenal. Our company specializes in creative financing solutions and provides much needed capital to these businesses to fill that gap.
  • Just Funded Mortgage
  • 12900 Garden Grove Blvd, Suite 265, Garden Grove, CA, 92843
  • "Just Funded Mortgage is a full-service lender whose primary focus is to serve our mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process. Just Funded Mortgage (DBA Home Mortgage Alliance Corporation"
  • Mega International Financial Services Ltd
  • 2501 W. Lincoln Ave Suite 3-224 Anaheim, CA, Anaheim, CA, 92801
  • We are a Commercial Finance Firm that specializes on Hard Money Fix & Flips and Rental Loans, Commercial Property Loans and Business Loans Nationwide. We have a vast direct Lender relationship with several attractive Loans program. We have the capability of funding any loan scenario irrespective of the dollar amount involved. Based on our experi
  • Provident Financial Group
  • 5948 Temple City Boulevard, Temple City, CA, 91780
  • Provident Funding is a nationwide direct mortgage lender and servicer. Founded in 1992, we have created a customer-oriented culture with an experienced team of highly trained mortgage experts. We provide mortgage solutions for all of your refinance and home purchase needs. we have maintained a firm commitment to a low-cost business model
  • RCD Capital
  • 18021 Norwalk Blvd Suite 209, Artesia, CA, 90701
  • • 80-90% of Purchase • 110% of Rehab/Construction • Rental Property Financing • Loans up to $50,000,000 • Bridge Financing • Foreign National Financing Available • Multifamily Hard Money Lending •Residential or Commercial Hard Money Lending • Fix and Flips or New Construction • Non Qualified Mortgage • Portfolio Loan • 30 Year Fixe
  • RCD Capital
  • 18021 Norwalk Blvd Suite 203, Artesia, CA, 90701
  • At RCD Capital, we recognize that finding the right lender is crucial for real estate Investors and businesses. We treat every customer as an individual with specific loan needs, and provide personalized support through every step of the lending process. RCD Capital is a financial and real estate lender with a technology-based foundation.