In 2025, the FHA loan limit set in Holt county of Tuscaloosa, AL is $472,030 for a single-family home. For properties with two units, it is $604,400; for three units, it's $730,525; and for four-unit buildings, the limit reaches $907,900.
For conventional loans, the maximum amount on a single-family residence is $726,200. This extends up to $929,850 for two-unit homes, $1,123,900 for three units, and $1,396,800 for four units.
Our FHA calculator helps you access today’s optimum FHA rates and determine necessary downpayment, income, credit, reserves, and documentation for qualification.
Utilize the Lendersa® calculator to compare FHA rates and terms with all other loan programs. Investigate options like Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® aggregates loan program data from thousands of lenders. In moments, it assesses these against your unique financial profile and needs.
Find the comprehensive Loan Limits Comparison Table for 2025 in Holt, within the confines of Tuscaloosa, AL. It covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To explore qualification criteria such as income, reserves, and credit requirements, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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