In 2026, FHA loan limits in Northport county, Tuscaloosa, AL are set as follows: $472,030 for a single-family home, $604,400 for two-unit properties, $730,525 for three-unit homes, and $907,900 for four-unit dwellings.
Conventional loan maximums are $726,200 for a single-family residence, $929,850 for two units, $1,123,900 for three-unit buildings, and $1,396,800 for four-unit structures.
Use our FHA calculator to check today’s top FHA rates and to determine the necessary downpayment, income, credit score, reserves, and documents required for qualification.
The Lendersa® calculator lets you compare FHA rates and terms with those of all other loan programs. Delve into and assess options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA opportunities.
Lendersa® swiftly gathers and compares data from thousands of lenders against your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in the county of Tuscaloosa, AL, Northport covers maximum amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed analysis of qualification criteria like income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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