In the year 2026, the FHA loan limits for Daphne county in Baldwin, AL are set as follows: $472,030 for a single-family residence, $604,400 for two-unit homes, $730,525 for three-unit properties, and $907,900 for four-unit dwellings.
Conventional loan limits are $726,200 for single-family residences, $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to discover the most competitive FHA rates today and gain insights into the required downpayment, income, credit score, reserves, and documentation for qualification.
With the Lendersa® calculator, you can effectively compare the rates and terms of FHA loans alongside those of a variety of other loan programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Within seconds, Lendersa® collects and compares loan program data from thousands of lenders, aligning it with your distinct financial profile and needs.
The 2026 Loan Limits Comparison Table for Daphne county in Baldwin, AL includes FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To assess qualification elements like income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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