In the year {CURRENT_YEAR}, the FHA loan limit for Kinsey, located in Houston county, AL, is {DETAILS_LOAN_LIMIT_FHA1} for a single-family residence. It is {DETAILS_LOAN_LIMIT_FHA2} for two units, {DETAILS_LOAN_LIMIT_FHA3} for three units, and {DETAILS_LOAN_LIMIT_FHA4} for four units.
Regarding conventional loans, the maximum limit for a single-family property is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. It becomes {DETAILS_LOAN_LIMIT_CONVENTIONAL2} for two units, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for three-unit properties, and {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for four units.
To find the current best FHA rates and calculate the necessary down payment, income, credit score, reserves, and required documents, use our FHA calculator.
The Lendersa® calculator lets you juxtapose FHA rates and details with those of other loan programs. Delve into and evaluate options that include Conventional loans, Jumbo loans, VA, USDA, Non-QM loans, and hard money loans alongside FHA offerings.
Gathering loan data from numerous lenders, Lendersa® swiftly evaluates them against your individual financial status and preferences.
The Loan Limits Comparison Table for {CURRENT_YEAR} in Kinsey, found in Houston county, AL, contrasts FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan figures. For insight into qualification needs like income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™)
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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NMLS 1795154
