In {CURRENT_YEAR}, the FHA loan limit in Fayette county of Fayette, AL is set at {DETAILS_LOAN_LIMIT_FHA1} for a single-family home. For two-unit buildings, it is {DETAILS_LOAN_LIMIT_FHA2}, for three units, {DETAILS_LOAN_LIMIT_FHA3}, and for four-unit properties, {DETAILS_LOAN_LIMIT_FHA4}.
The maximum conventional loan amount on a single-family home is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}. For two units, it is {DETAILS_LOAN_LIMIT_CONVENTIONAL2}, for three units, {DETAILS_LOAN_LIMIT_CONVENTIONAL3}, and for four units, {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.
Utilize our FHA calculator to view today’s best FHA rates and understand the needed downpayment, income, credit, reserves, and documents for qualification.
Lendersa® calculator allows the comparison of FHA rates and terms with all other loan programs. Explore and compare options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® gathers data from thousands of lenders, providing comparisons tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for {CURRENT_YEAR} in Fayette county, Fayette, AL compares FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To review qualifications such as income, reserves, and credit requirements, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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