In 2026, the FHA loan limit in Fayette county of Fayette, AL is set at $472,030 for a single-family home. For two-unit buildings, it is $604,400, for three units, $730,525, and for four-unit properties, $907,900.
The maximum conventional loan amount on a single-family home is $726,200. For two units, it is $929,850, for three units, $1,123,900, and for four units, $1,396,800.
Utilize our FHA calculator to view today’s best FHA rates and understand the needed downpayment, income, credit, reserves, and documents for qualification.
Lendersa® calculator allows the comparison of FHA rates and terms with all other loan programs. Explore and compare options like Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans along with FHA.
Lendersa® gathers data from thousands of lenders, providing comparisons tailored to your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Fayette county, Fayette, AL compares FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loan maximums. To review qualifications such as income, reserves, and credit requirements, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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