For the year 2026, in the county of Lauderdale situated in Florence, AL, the FHA loan ceilings are as follows: a limit of $472,030 for single-family homes, $604,400 for two-unit residences, $730,525 for three-unit dwellings, and $907,900 for four-unit properties.
Conventional loans also have specified limits, with $726,200 for single-family units, $929,850 for two-unit structures, $1,123,900 for three-unit homes, and $1,396,800 for properties with four units.
Utilize our FHA calculator to check the best FHA rates available today and understand the required down payment, income, credit score, reserves, and documentation needed for qualification.
With the Lendersa® calculator, you can conveniently compare the rates and terms of FHA loans with various other loan programs. Investigate options across Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA offers.
Lendersa® quickly processes loan program data from numerous lenders, comparing it efficiently with your financial profile and needs.
In 2026, check out the Loan Limits Comparison Table for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and maximum hard money loan amounts in the county of Lauderdale, AL, Florence. Utilize Lendersa®'s Super Loan Integrated Qualifier (SLIQ™) for understanding qualification criteria like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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