For 2026, the FHA loan limits in Underwood-Petersville, Lauderdale county, AL, are $472,030 for a single-family home, $604,400 for two-unit structures, $730,525 for three-unit properties, and $907,900 for four-unit buildings.
The maximum conventional loan amount available for a single-family home is $726,200, with amounts of $929,850 for two units, $1,123,900 for three units, and $1,396,800 for four units.
Use our FHA calculator to check the most competitive FHA rates today and to identify the requirements for downpayments, income, credit scores, reserves, and documents needed to qualify.
Lendersa® calculator allows you to compare FHA rates and terms with other loan programs. Assess options like Conventional, Jumbo loans, VA, USDA, Non-QM, and hard money loans together with FHA.
Lendersa® gathers data from numerous lenders and quickly evaluates it against your personal financial profile and needs.
The Loan Limits Comparison Table for 2026 in Underwood-Petersville, Lauderdale county, AL covers FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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