For the year 2025, in the county of Colbert, AL, located in Tuscumbia, FHA loan limits are established as follows: $472,030 is the limit for a single-family home. For 2-unit properties, it's $604,400, $730,525 for 3-unit residences, and $907,900 for any 4-unit properties.
Conventional loans have a cap of $726,200 on a single-family house, with limits rising to $929,850 for 2 units, $1,123,900 when you're looking at 3 units, and $1,396,800 for those with 4 units.
Discover today’s most competitive FHA rates with our calculator, helping you assess the necessary down payment, income, credit, reserves, and documentation to qualify for a loan.
Utilize the Lendersa® calculator to compare FHA rates and terms against those of other available loan programs. Delve into options like Conventional loans, Jumbo packages, VA, USDA, Non-QM, and hard money loans alongside FHA offerings.
Lendersa® gathers data from numerous lenders, and within moments, aligns loan program information to your specific financial situation and objectives.
For 2025, see our Loan Limits Comparison Table in Tuscumbia county of Colbert, AL. Compare the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), along with hard money loans. To learn about qualification criteria such as income, reserves, and credit ratings, try the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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