In 2026, the FHA loan limits in Hamilton, within the county of Marion, AL, are established at $472,030 for a single-family home. For 2-unit properties, it's $604,400, for those with 3-units, it is $730,525, and for 4-units, the limit reaches $907,900.
The maximum permissible loan amount for conventional loans on a single-family residence is $726,200. For 2-unit homes, it rises to $929,850, while 3-unit properties allow up to $1,123,900, and 4-unit homes can reach $1,396,800.
By using our FHA calculator, you can explore today’s best FHA rates along with required down payment, income, credit, reserves, and documentation necessary for qualification.
The Lendersa® calculator aids in comparing the rates and terms of various loans—including FHA, Conventional, Jumbo, VA, USDA, Non-QM, and hard money options.
Lendersa® obtains extensive loan data from numerous lenders and tailors comparisons to match your financial profile in seconds.
For 2026, view the Loan Limits Comparison Table in Hamilton, within Marion, AL, to contrast FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. Evaluate qualification criteria like income, reserves, and credit through the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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