In {CURRENT_YEAR}, the FHA loan limit for Lincoln, located in Talladega county, AL, is {DETAILS_LOAN_LIMIT_FHA1} for a single-family home, {DETAILS_LOAN_LIMIT_FHA2} for a 2-unit property, {DETAILS_LOAN_LIMIT_FHA3} for 3 units, and {DETAILS_LOAN_LIMIT_FHA4} for homes with 4 units.
Conventional loans on a single-family residence have a maximum limit of {DETAILS_LOAN_LIMIT_CONVENTIONAL1}, whereas the ceiling for a 2-unit home is {DETAILS_LOAN_LIMIT_CONVENTIONAL2}, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} is set for 3-units, and for 4-units, it is {DETAILS_LOAN_LIMIT_CONVENTIONAL4}.
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The {CURRENT_YEAR} Loan Limits Comparison Table for the county of Talladega, in Lincoln, AL, presents a breakdown of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. To analyze criteria such as income, reserve requirements, and credit standards, consider using the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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NMLS 1795154
