For 2026, the FHA loan limits in Odenville county, part of St. Clair, AL, are set as follows: $472,030 for a single-family home, $604,400 for two units, $730,525 for three units, and $907,900 for four units.
The conventional loan maximum for a single-family residence is $726,200, going up to $929,850 for duplexes, $1,123,900 for triplexes, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to determine today’s optimum FHA rates, and calculate the needed downpayment, income, credit, reserves, and documents for qualification.
The Lendersa® calculator provides a platform to compare FHA rates and terms with various other loan programs. Assess options including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA deals.
Harnessing data from thousands of lenders, Lendersa® ensures swift comparison tailored to your unique financial situation and needs.
Check out the Loan Limits Comparison Table for 2026 in Odenville, situated in St. Clair, AL. It reveals maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. To inspect qualification requisites such as income, reserves, and credit, employ the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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