In {CURRENT_YEAR}, the FHA loan limits in Springville county, St. Clair, AL are structured as follows: {DETAILS_LOAN_LIMIT_FHA1} for a single-family home, {DETAILS_LOAN_LIMIT_FHA2} for 2-units, {DETAILS_LOAN_LIMIT_FHA3} for 3-units, and {DETAILS_LOAN_LIMIT_FHA4} for 4-units.
For conventional loans, the maximum amount available for a single-family residence is {DETAILS_LOAN_LIMIT_CONVENTIONAL1}, increasing to {DETAILS_LOAN_LIMIT_CONVENTIONAL2} for 2-units, {DETAILS_LOAN_LIMIT_CONVENTIONAL3} for 3-units, and {DETAILS_LOAN_LIMIT_CONVENTIONAL4} for 4-units.
Use our FHA calculator to uncover today’s best FHA rates and calculate the required downpayment, income, credit, reserves, and documentation needed for qualification.
The Lendersa® calculator facilitates the comparison of FHA rates and terms with those of all other loan programs. Discover and evaluate options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans alongside FHA.
Lendersa® gathers loan program data from thousands of lenders, delivering comparisons that align closely with your specific financial profile and needs.
The Loan Limits Comparison Table for {CURRENT_YEAR} in Springville county, St. Clair, AL offers a comprehensive look at the maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to delve into qualification requirements like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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