2026 FHA (Government Loans) Limits for Dermott, Chicot County, Arkansas

In 2026, the FHA loan limit for Dermott county in Chicot, AR is $472,030 for a single-family home. It increases to $604,400 for 2-unit properties, $730,525 for 3-units, and $907,900 for 4-unit residences.

Maximum amounts for conventional loans are $726,200 for a single-family home, $929,850 for 2-unit structures, $1,123,900 for 3-units, and $1,396,800 for 4-units.

Utilize our FHA calculator for today’s top FHA rates and to determine qualification requirements like downpayment, income, credit, reserves, and necessary documentation.

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Review Your Loan Alternatives in Dermott, AR

With the Lendersa® calculator, you can compare FHA rates and terms against other loan programs including Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans. Explore these various options.

Drawing from a vast array of loan data collected from thousands of lenders, Lendersa® provides a quick and tailored comparison to suit your financial profile and context.

Loan Limits Comparison Table for 2026 in Dermott, Chicot, AR facilitates comparison across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money. To evaluate qualification needs such as income, reserves, and credit, consult the Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Dermott county of Chicot, AR

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


Dermott FHA Lenders

  • Timberline Federal Credit Union
  • 1101 Main, Crossett, AR, 71635
  • Lends in Arkansas
  • In April of 1957, a certificate was signed to organize an employee’s credit union for Crossett Paper Mills employees. The credit union started out in a small office inside the main building of the paper mill. Membership was opened in 1970 to Ashley Drew and Northern Railroad, a subsidiary of Georgia Pacific Corporation.

  • Simmons Bank
  • 501 S Main St, Pine Bluff, AR, 71601
  • Lends in Arkansas
  • Simmons’ present-day is more exciting than ever due to its rich culture and high performance. In the last six years, Simmons has catapulted from a Bank holding company with approximately $3.2 billion in assets to an approximately $20.8 billion-asset company as of March 30, 2020 operating in seven states.

  • FBT Bank & Mortgage
  • 200 West Fourth Street, Fordyce, AR, 71742
  • Lends in Arkansas
  • In 1931, FBT Bank & Mortgage began as a full-service bank under the name Fordyce Bank & Trust. Our bank started with its focus on simplifying our customers’ lives and has continued to do for more than 80 years. We opened our doors to provide banking options in an area in need of economic stimulus and to offer services that filled a void in the sout

  • First Financial Bank
  • 214 N Washington Ave, El Dorado, AR, 71730
  • Lends in Arkansas
  • First Financial Bank has deep roots in the community of El Dorado, Arkansas. It first opened in 1934 and currently services many Arkansas communities, including El Dorado, Smackover, Little Rock, Mena, Wynne, Cherry Valley, Harrisburg, McCrory, and Forrest City, with fifteen retail Banking locations along with five ATM locations.

  • Telcoe Federal Credit Union
  • 820 Louisiana Street, Little Rock, AR, 72201
  • Lends in Arkansas
  • Since we opened in 1950, Telcoe Federal has steadily grown into one of the most respected full-service financial institutions in Arkansas. But we’ll never outgrow our valued customers. We’ll never be bought out by one of the big conglomerates because our members "own the store." We believe our lifelong commitment to our financial partners

  • BANK OF ENGLAND MORTGAGE
  • 5 Statehouse Plaza, Suite 500, Little Rock, AR, 72201
  • Lends in Arkansas
  • "Bank of England Mortgage has taken pride in the being there when our borrowers need us. Our mission is to deliver total value to our customers. This means competitive rates, STRESS-FREE closings, extensive product knowledge, and a friendly, helpful attitude.

    Bank of England Mortgage offers the strengths of a strong capital base"

  • Cooperative Extension Federal Credit Union
  • 2301 S. University Ave, Little Rock, AR, 72204
  • Lends in Arkansas
  • Cooperative Extension Service Federal Credit Union (CESFCU) started in 1946 as the Agricultural Extension Workers Credit Association, a state-chartered credit union. CESFCU was started by 11 UADA Cooperative Extension Service employees.

    CESFCU became a Federally Chartered Credit Union in 1992

  • Alcoa Community Federal Credit Union
  • 1125 Military Road, Benton, AR, 72015
  • Lends in Arkansas
  • The mission of Alcoa Community Federal Credit Union is to deliver the highest quality financial service to our members while promoting our difference as a credit union. We are a not-for-profit financial institution owned by the folks that save and borrow money at our CU! With ACFCU, you’re a member and part owner of the cooperative, not a customer.

  • Baptist Health Federal Credit Union
  • 9000 Kanis Rd, Little Rock, AR, 72205
  • Lends in Arkansas
  • Baptist Health Federal Credit Union is a not-for-profit financial institution with a people helping people mentality. We serve employees, friends, family, retirees, and volunteers of Baptist Health and other healthcare service industries. All deposits are federally insured by the NCUA up to $250,000. Visit the NCUA to learn more.

Also lends in Arkansas

  • CNext Bank
  • 505 North Vienna Street, Ruston, LA, 71270
  • Century Next Bank, is a federally chartered stock savings Bank headquartered in Ruston, Louisiana, that has proudly served our surrounding communities since 1905. Since our founding, we have expanded our community footprint from Lincoln Parish into Ouachita Parish, Louisiana, and further into Ashley County, Arkansas.