In 2026, the FHA loan limits in Monticello county of Drew, AR are $472,030 for a single-family residence, $604,400 for 2-unit homes, $730,525 for 3-unit properties, and $907,900 for properties with 4 units.
The maximum conventional loan size for a single-family home is $726,200, increasing to $929,850 for 2-unit homes, $1,123,900 for 3-unit dwellings, and $1,396,800 for 4 units.
Utilize our FHA calculator to find today’s best FHA rates, helping you determine downpayment needs, income, credit score requirements, reserves, and necessary qualification documents.
The Lendersa® calculator allows you to compare FHA rates and terms with other loans, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® gathers data from thousands of lenders, providing quick comparisons against your financial profile and needs.
For 2026 in Monticello county of Drew, AR, refer to the Loan Limits Comparison Table to compare maximum loan amounts for FHA, Conventional, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money options. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for assessing qualifications like income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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