In the year 2025, the FHA loan limit in the county of Desha, located in Dumas, AR, is $472,030 for single-family homes. For 2-unit dwellings, the limit is $604,400, for 3-unit properties, it's $730,525, and for 4-units, it reaches $907,900.
As for conventional loans, the maximum borrowable amount for a single-family residence is $726,200. For buildings with 2-units, it's $929,850, 3-units have a limit of $1,123,900, and for 4-units, it's set at $1,396,800.
To determine today’s best FHA rates and understand the downpayment, income, credit score, reserves, and documentation necessary for qualification, make use of our FHA calculator.
With the Lendersa® calculator, you have the flexibility to contrast FHA rates and terms with those of other loan types. Discover alternatives like Conventional, Jumbo, VA, USDA, Non-Qm, and hard money loans, alongside FHA.
Lendersa® swiftly compares loan program data from a multitude of lenders to fit your unique financial picture and necessities.
The Loan Limits Comparison Table for 2025 in Dumas, {COUNTY County}, AR helps you compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans by maximum amounts. To assess qualification criteria involving income, reserves, and credit, use the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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