In 2026, FHA loan limits in Ozark, situated in Franklin, AR, are set as follows: $472,030 for single-family homes, $604,400 for properties with 2 units, $730,525 for those with 3 units, and $907,900 for 4-unit residences.
The maximum principal allowed for conventional loans on a single-family home is $726,200. For 2-unit structures, the cap is $929,850, for 3-units it reaches $1,123,900, and 4-units max out at $1,396,800.
Our FHA calculator helps you discover current top FHA rates and evaluate necessary qualifications such as downpayment, income, credit, reserves, and documentation needed to qualify effectively.
Utilize the Lendersa® calculator to compare FHA loan rates and terms against various other programs, such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans.
Lendersa® efficiently acquires and compares a vast array of loan offerings from thousands of lenders, tailored to your unique financial profile and needs.
In the Loan Limits Comparison Table for 2026 within Ozark, Franklin, AR, you'll find comparisons across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. Use Lendersa® Super Loan Integrated Qualifier (SLIQ™) to compare qualifications regarding income, reserves, and credit.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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