As of 2026, the FHA loan limits for Benson county, situated in Cochise, AZ, are defined as follows: $472,030 for single-family homes, $604,400 for 2-unit properties, $730,525 for those with 3-units, and $907,900 for 4-unit dwellings.
The upper limit for conventional loans on a single-family residence reaches $726,200, moving to $929,850 for 2-units, $1,123,900 for homes with 3-units, and finally $1,396,800 for 4-unit homes.
Leverage our FHA calculator to uncover the best FHA rates available today and to calculate the downpayment, income, credit, reserves, and necessary documents required for qualification.
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Utilizing the Lendersa® calculator, you can examine and contrast FHA rates and terms with those of other loan programs. Dive into a range of financing options such as Conventional, Jumbo, VA, USDA, Non-QM, and hard money loans, alongside FHA.
Lendersa® efficiently collects comprehensive loan program data from a multitude of lenders. It conducts swift comparisons tailored to meet your personalized financial profile and needs.
Refer to the Loan Limits Comparison Table for 2026, covering Benson county in Cochise, AZ. This tool enables comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For a detailed look at qualification standards like income, reserves, and credit scores, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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