In 2026, the FHA loan limit in Maricopa county in Pinal, AZ is $530,150 for single-family homes. It increases to $678,700 for 2-unit homes, $820,350 for 3-unit properties, and reaches $1,019,550 for 4-units.
For conventional loans, the maximum for a single-family residence is $726,200. For 2-units, it's $929,850, for 3-units $1,123,900, and for buildings with 4-units, the limit is $1,396,800.
Utilize our FHA calculator to discover today’s top FHA rates and assess the required downpayment, income, credit score, reserves, and documents necessary to qualify.
Lendersa® offers a calculator to compare FHA rates and terms with other loan options, such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans.
Gathering data from numerous lenders, Lendersa® quickly compares this against your personal financial profile.
The Loan Limits Comparison Table for 2026 in Maricopa county of Pinal, AZ compares maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loans. To compare requirements such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $530,150 | $678,700 | $820,350 | $1,019,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $353,200 | $353,200 | $353,200 | $353,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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