For 2026, the FHA loan limits applicable in Guadalupe county, Maricopa, AZ stand at $530,150 for single-family homes. For properties with two units, the limit is $678,700; for those with three units, it is $820,350, and for a four-unit dwelling, the ceiling is set at $1,019,550.
Regarding conventional loans, the upper limit on financing for a single-family residence is $726,200. This escalates to $929,850 for buildings with two units, advances to $1,123,900 for three-unit structures, and peaks at $1,396,800 for those accommodating four units.
Our FHA calculator is designed to assist you in identifying the best FHA rates currently available, helping you assess necessary downpayment, income level, credit score, reserves, and required documents to qualify effectively.
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The Lendersa® calculator allows for the comparison of FHA rates and terms with those of various other loan programs, encouraging exploration of Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans relative to FHA offerings.
Collecting comprehensive loan program data from a multitude of lenders, Lendersa® conducts rapid evaluations, contrasting them with your particular financial profile to align with your unique needs.
The Loan Limits Comparison Table for 2026 in Guadalupe, Maricopa county of AZ, allows the evaluation of maximum loan amounts for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For insights into criteria as income, reserves, and credit, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™) for a detailed comparison of qualification requirements.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $530,150 | $678,700 | $820,350 | $1,019,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $353,200 | $353,200 | $353,200 | $353,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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