In the year 2026, the FHA loan limits in Youngtown, located in Maricopa county within the state of AZ, are as follows: $530,150 for a single-family residence, $678,700 for two-unit buildings, $820,350 for three-unit houses, and $1,019,550 for four-unit properties.
The maximum financing available for conventional loans on a single-family home is $726,200. For properties with two units, the limit is $929,850; for those with three units, it is $1,123,900; and for four-unit residences, it's $1,396,800.
Employ our FHA calculator to unveil today's optimal FHA rates and ascertain what is necessary in terms of downpayment, your income, credit score, reserve funds, and documentation needed to be eligible.
The Lendersa® calculator allows you to square off FHA rates and terms with those from other loan programs. Feel free to delve into and compare Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans against FHA.
Lendersa® gathers loan program details from a vast array of lenders and quickly juxtaposes it with your specific financial setup and requirements.
Check out the Loan Limits Comparison Table for 2026 in Youngtown county of Maricopa, AZ. This table lets you compare maximum amounts across various options like FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money loans. For assessing qualification necessities, including income, reserves, and credit details, make full use of the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $530,150 | $678,700 | $820,350 | $1,019,550 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $353,200 | $353,200 | $353,200 | $353,200 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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