In 2026, the FHA loan ceiling in Sun-City county, Maricopa, AZ is set at $368,000 for a single-family home. For properties with two units, the limit is $471,100, for three-unit homes it stands at $569,450, and for four units, the cap reaches $707,700.
The upper boundary for conventional loans on a single-family residence is $548,250. For two-unit residences, the maximum is $702,000, for three-unit homes it's $848,500, and for properties comprising four units, it rises to $1,054,500.
Leverage our FHA calculator to explore today’s leading FHA rates and determine the downpayment, required income, credit, reserves, and documents necessary for qualifying.
The Lendersa® calculator lets you compare FHA rates and terms against those of other loan programs. Assess options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans alongside FHA.
Lendersa® gathers extensive loan program data from thousands of lenders, swiftly aligning this with your unique financial profile and needs.
The Loan Limits Comparison Table for 2026 in Sun-City county of Maricopa, AZ provides a detailed comparison of maximum loan amounts across FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money options. To gauge qualification requirements like income, reserves, and credit standards, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
Understanding loan limits and requirements is critical for making informed financial decisions. By comparing your options and examining different loan types, you can choose the most suitable offerings tailored to your financial goals and conditions. Stay informed and adaptable to maximize your opportunities and secure the best possible loan terms.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $368,000 | $471,100 | $569,450 | $707,700 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $294,400 | $294,400 | $294,400 | $294,400 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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