2023 FHA (Government Loans) Limits for Sun-City, Maricopa County, Arizona

In 2025, FHA loan limit in Sun-City county of Maricopa, Arizona is $368,000 for a single-family home, $471,100 for 2-units, $569,450 for 3-units, and $707,700 for 4-units.

The maximum loan amount of conventional loans on a single-family residence is $548,250, $702,000 for 2-units, $848,500 for 3-units, and $1,054,500 for 4-units.

Use our FHA calculator to see today’s FHA best rates and determine the downpayment, Income, credit, reserves, and documents needed to qualify.

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Lendersa® calculator enables you to compare FHA rate & terms with all other loan programs rate & terms. Explore and compare, Conventional loans, Jumbo loans, Va, USDA, Non-Qm, and hard money loans, with FHA.

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Loan Limits Comparison Table for 2025 in Sun-City county of Maricopa, Arizona compare FHA, Conventional Conforming, Jumbo, USDA, VA, None-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money maximum loan amounts. To compare qualification requirements such as Income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™)

Loan limits Sun-City county of Maricopa, AZ

SFR 2 Units 3 Units 4 Units
FHA $368,000 $471,100 $569,450 $707,700
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $294,400 $294,400 $294,400 $294,400
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • FORMULA MORTGAGE CAPITAL CORPORATION
  • 16420 N. 92nd St, Suite 220, Scottsdale, AZ, 85260
  • The Formula Mortgage Capital Corporation team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically
  • WAIN CAPITAL LLC
  • 15721 North Greenway Hayden Loop, Suite 102, Scottsdale, AZ, 85260
  • Wain Capital is a Mortgage Brokerage, with extensive experience and licenses in Arizona, California and Colorado. As an independent mortgage broker we specialize exclusively in home loans but give more options and have more products than your traditional lenders. Constantly analyzing the mortgage bonds and treasury markets
  • INTENT MORTGAGE, LLC
  • 7590 E. Gray Rd, Suite 104, Scottsdale, AZ, 85260
  • Intent Mortgage stays ahead of the competition by leveraging modern technology to increase efficiency and ultimately, home buyer satisfaction. "Low Rate, Consumer First Mortgage Lending"​ isn't just our dual Mission Statement - it's a promise we make to our clients that we intend to keep.
  • NSB Mortgage
  • 14362 North Frank Lloyd Wright Blvd, Suite 1000, Scottsdale, AZ, 85260
  • At NSB Mortgage our mission is to ensure our clients receive the utmost attention to detail with regards to each of their individual needs. As a full service mortgage company we do not focus on costly overhead, but rather we feel strongly about our loan products and quality of service we provide, as well as, any recommendations from our clients.
  • Inter-Capital Group
  • 9237 E. Via De Ventura Blvd, Suite 110, Scottsdale, AZ, 85258
  • Inter-Capital Group is a strategic alliance of professional Commercial Mortgage Bankers and Brokers providing quality origination and underwriting of commercial real estate loans to our lenders and investors nationwide. We provide the skills and capacity to source, underwrite, professionally package
  • Inspire Home Loans
  • 7702 E Doubletree Ranch Rd, Suite 300, Scottsdale, AZ, 85258
  • Inspire Home Loans is proud to be the affiliate lender of Century Communities, sharing in the philosophy that exceptional service requires always doing the right thing for you, the customer. Our customer-centered approach to new home finance takes into account who you are, what you aspire to
  • First Charter Financial Corporation
  • 8204 East Del Caverna Drive, Scottsdale, AZ, 85258
  • First Charter Financial Corporation is a lender in the primary mortgage market. We are a small company. We only make loans in the state of Arizona. We have a low overhead so we are competitive with the large national companies. We do things differently from the large mortgage banking companies and the big banks.
  • iLending Mortgage LLC
  • 7702 East Double Ranch Road, Suite 300, Scottsdale, AZ, 85258
  • "iLending Mortgage is a full-service mortgage company that provides home loans and refinancing options to meet the needs of a growing base of clients. Based in Scottsdale, Arizona, we offer flexible options for loan programs from fixed or adjustable rates mortgage, hybrid arms, FHA, VA or Jumbo loans and many more."
  • Pinnacle Peak Lending Inc
  • 8655 East Via De Ventura, Suite G-151, Scottsdale, AZ, 85258
  • Pinnacle Peak Lending, Inc. is a full service Arizona mortgage company. Based in Scottsdale, Arizona, we are the Arizona-based mortgage company that wants to be your trusted partner in the Arizona mortgage industry to help you meet your current residential mortgage needs and long-term financial goals.
  • Scratch Funding LLC
  • 9525 E Doubletree Ranch Road, Suite 102, Scottsdale, AZ, 85258
  • Scratch Funding LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • F.T.Financial, Inc.
  • 9420 East Doubletree Ranch Road, Suite C-110, Scottsdale, AZ, 85258
  • At F.T. Financial, Inc, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you