In 2026, the FHA loan limit in Fortuna-Foothills county of Yuma, AZ is $356,362 for a single-family home, $456,275 for homes with two units, $551,500 for properties consisting of three units, and $685,400 for structures with four units.
The maximum amount allowed for conventional loans on a single-family residence is $548,250. For homes with two units, it is $702,000, for those including three units, it is $848,500, and for properties with four units, the limit is $1,054,500.
Use our FHA calculator to access today's most favorable FHA rates and determine what is necessary for the downpayment, income, required credit, reserves, and needed documentation to qualify effectively.
Browse and contrast loan offers from a diverse range of 100 lenders
The Lendersa® calculator enables comparisons of FHA rates and terms with those from other loan programs. Evaluate and explore options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans alongside FHA solutions.
Lendersa® compiles comprehensive data from thousands of lenders and provides rapid comparisons against your distinctive financial profile and specific needs.
Look at the Loan Limits Comparison Table for 2026 in Fortuna-Foothills county encompassing Yuma, AZ. This table allows detailed comparisons of FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loan maximums. For evaluating qualification requirements like income levels, reserves, and credit considerations, turn to the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
Selecting the appropriate loan option involves careful consideration of all available programs and an understanding of their impact on your financial goals. By examining each option's interest rates, terms, and qualification standards, you optimize your financial strategy. Staying informed about changes and new loan offerings is essential for making the best financial decisions. Leverage available tools to accurately match loan products with your financial aspirations, ensuring a confident and informed decision-making process.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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