2025 FHA Loan Limits for San-Luis, Yuma County, Arizona

For 2025, the FHA loan limit for San-Luis county, Yuma, AZ is $356,362 if you're purchasing a single-family home. For properties with two units, the limit is $456,275, for three-unit homes it's $551,500, and for four units, it reaches $685,400.

As for conventional loans, the highest amount for a single-family dwelling is $548,250. The maximum for two-unit homes is $702,000, for three units it's $848,500, and for four units, it's $1,054,500.

Use our FHA calculator to access today's best FHA rates, and to calculate the required downpayment, necessary income, credit, reserves, and documents for qualification.

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Evaluate Loan Options in San-Luis, AZ

The Lendersa® calculator facilitates comparisons among FHA rates and terms with various other loan programs. Explore options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans alongside FHA offers.

Drawing data from thousands of lenders, Lendersa® quickly matches with your individual financial situation and requirements.

The Loan Limits Comparison Table for 2025 in San-Luis county of Yuma, AZ helps compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs like income, reserves, and credit standards.

Loan limits San-Luis county of Yuma, AZ

SFR 2 Units 3 Units 4 Units
FHA $356,362 $456,275 $551,500 $685,400
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $548,250 $702,000 $848,500 $1,054,500
USDA $285,000 $285,000 $285,000 $285,000
VA $548,250 $702,000 $848,500 $1,054,500
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • ARIZONA WHOLESALE MORTGAGE INC
  • 3813 E Tracker Trl, Phoenix, AZ, 85050
  • Arizona Wholesale Mortgage Inc. prides ourselves on finding the best mortgage loans to match each and every client’s highly individualized needs. Although our home office is in Phoenix, we are licensed to provide mortgages throughout the Great State of Arizona. Regardless of your mortgage needs, be it purchase or refinance, Conventional, VA, Jumbo
  • American Financial Lending, Inc.
  • 20860 N. Tatum Blvd. # 160, Phoenix, AZ, 85050
  • At American Financial Lending, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Brad Loans
  • 7522 East McDonald Drive, Scottsdale, AZ, 85250
  • BradLoans of eMortgage Inc offer owner-occupied & investor hard money real estate loans, with no pre-payment penalty. Whether you've had a foreclosure, short sale, discharged bankruptcy, non-US citizen, or no “Established Credit”… no problem! Brad is Arizona’s premier ‘no credit’ or ‘bad credit’ mortgage lender
  • Carpenter Home Loans LLC
  • 1921 South Alma School Road, Suite 201, Mesa, AZ, 85210
  • Carpenter Team in AZ is a personal loan officer for clients in Arizona and California. We know what you need to get the home of your dreams. This is why our experts waste no time in helping you own the house you and your family deserve and also aim to educate both individuals and families alike on how they can have access to competitive financing
  • Arizona Lending Source, Inc.
  • 1830 South Alma School Road, Suite 127, Mesa, AZ, 85210
  • We work with more than a dozen mortgage lenders which gives us a wide selection of loan products that are sure to provide the perfect mortgage solution for all of your real estate finance needs. We are a local business with low overhead which gives us a competitive advantage of speed and lower costs over the larger mortgage lenders and banks.
  • First State Mortgage
  • 14624 North Scottsdale Road, Suite 240, Scottsdale, AZ, 85254
  • Since its founding in 1867, First State Bank's priority has been - and continues to be - to meet the financial needs of local businesses and consumers, and to continue the distinctive personal relationships our customers have come to expect. Through First State Bank Mortgage we offer an in-depth menu of mortgage programs allowing our customer
  • Inline Financial
  • 6929 E Greenway Pkwy, Suite 250, Scottsdale, AZ, 85254
  • "We are a veteran owned & operated mortgage company located in Scottsdale, Arizona. Inline Lending specializes in helping customers know when to refinance and helping them get most savings in the process when the time comes. Inline’s loan officers have extensive home refinancing knowledge"
  • De Anza Capital, Inc.
  • 6264 W Greenway Parkway, Suite 217, Scottsdale, AZ, 85254
  • De Anza Capital, Inc mission is to be the single source for a Scottsdale, Arizona mortgage. De Anza Capital is the Scottsdale Arizona mortgage company that provides loan origination, title and escrow services to consumers. In addition, De Anza Capital consistently offers on-time closing.