For 2026, the FHA loan limit for San-Luis county, Yuma, AZ is $356,362 if you're purchasing a single-family home. For properties with two units, the limit is $456,275, for three-unit homes it's $551,500, and for four units, it reaches $685,400.
As for conventional loans, the highest amount for a single-family dwelling is $548,250. The maximum for two-unit homes is $702,000, for three units it's $848,500, and for four units, it's $1,054,500.
Use our FHA calculator to access today's best FHA rates, and to calculate the required downpayment, necessary income, credit, reserves, and documents for qualification.
The Lendersa® calculator facilitates comparisons among FHA rates and terms with various other loan programs. Explore options such as Conventional loans, Jumbo loans, VA, USDA, Non-QM, and Hard Money loans alongside FHA offers.
Drawing data from thousands of lenders, Lendersa® quickly matches with your individual financial situation and requirements.
The Loan Limits Comparison Table for 2026 in San-Luis county of Yuma, AZ helps compare FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and Hard Money loan maximums. Use the Lendersa® Super Loan Integrated Qualifier (SLIQ™) to assess qualification needs like income, reserves, and credit standards.
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $356,362 | $456,275 | $551,500 | $685,400 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $548,250 | $702,000 | $848,500 | $1,054,500 |
| USDA | $285,000 | $285,000 | $285,000 | $285,000 |
| VA | $548,250 | $702,000 | $848,500 | $1,054,500 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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