For the year 2026, the FHA loan limit applicable in Somerton county, part of Yuma, AZ, is set at $472,030 for a single-family home. For properties with multiple units, the limits extend to $604,400 for two-unit homes, $730,525 for three-unit homes, and $907,900 for those with four units.
The maximum amounts allowable for conventional loans begin with $726,200 for single-family residences. This limit increases to $929,850 for two-unit homes, $1,123,900 for homes with three units, and $1,396,800 for four-unit properties.
Utilize our FHA calculator to access the best current FHA rates and accurately determine the necessary down payment, income, credit score, financial reserves, and documentation required for eligibility.
The Lendersa® calculator provides a seamless experience to compare FHA rates and terms against a variety of other loan programs. Delve into an expansive range of options including conventional loans, jumbo loans, VA, USDA, Non-QM, and hard money loans, all compared to FHA offerings.
Leveraging data from an extensive pool of lenders, Lendersa® delivers a comprehensive comparison tailored to your financial circumstances and requirements with remarkable speed.
The Loan Limits Comparison Table for 2026 in Somerton county of Yuma, AZ offers insights into maximum loan amounts across FHA, conventional conforming, jumbo, USDA, VA, Non-QM, super jumbo, reverse mortgage (HECM), and hard money categories. To fully analyze qualification requirements like income thresholds, reserves, and credit score benchmarks, utilize the Lendersa® Super Loan Integrated Qualifier (SLIQ™).
| SFR | 2 Units | 3 Units | 4 Units | |
|---|---|---|---|---|
| FHA | $472,030 | $604,400 | $730,525 | $907,900 |
| Conventional Conforming | $548,250 | $702,000 | $848,500 | $1,054,500 |
| Convetional High Balance | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| USDA | $336,500 | $336,500 | $336,500 | $336,500 |
| VA | $726,200 | $929,850 | $1,123,900 | $1,396,800 |
| None-Qm | $1,500,000 | $1,500,000 | $1,500,000 | $1,500,000 |
| None- QM- Super Jumo | $5,000,000 | $5,000,000 | $5,000,000 | $5,000,000 |
| Reverse Mortgage (HECM) | $822,375 | $822,375 | $822,375 | $822,375 |
| Proprietary Reverse Mortgage (Non-FHA) | $4,000,000 | $4,000,000 | $4,000,000 | $4,000,000 |
| Hard Money | $90,000,000 | $90,000,000 | $90,000,000 | $90,000,000 |
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