FHA Loan Limits for Yuma, Yuma County, AZ in 2026

As of 2026, the maximum FHA loan amounts for Yuma county in Yuma, AZ, are $472,030 for a single-family house, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.

For conventional loans, the maximum borrowing for a single-family home is $726,200, while duplexes qualify for $929,850, triplexes for $1,123,900, and four-unit homes for $1,396,800.

Try our FHA calculator to find today's top FHA rates and discover what is required for your downpayment, income, credit rating, reserves, and necessary documents.

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Explore loan choices in Yuma, AZ

With Lendersa®'s calculator, you can compare FHA rates and terms to those of all other available loan programs. Discover and evaluate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.

Lendersa® receives data from numerous lenders and quickly matches it with your distinct financial situation and needs.

For 2026 in Yuma county of Yuma, AZ, compare the maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money categories on our Loan Limits Comparison Table. To examine qualification criteria such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Yuma county of Yuma, AZ

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


  • NOVA® Home Loans - Maggie Beaini CMA
  • 6720 N Scottsdale Rd, Suite 160, Scottsdale, AZ, 85253
  • Lends in Arizona
  • We believe homeownership should be fast, transparent, and low-cost. For everyone. NOVA® Home Loans which began operating since 1980 is proud to offer one of the largest selections of mortgage financing options available, including residential home loans, down payment assistance, investment loans, refinancing, and reverse mortgages.

  • Forward Holdings LLC
  • 4550 East Cactus Road, Suite 250, Phoenix, AZ, 85032
  • Lends in Arizona
  • Forward is a licensed mortgage brokerage, serving the lending needs of individuals looking to buy homes and customers looking to refinance. Our focus; providing personal and specialized mortgage services to meet each client’s specific needs.
    we Specialties in mortgage broker, first mortgages, first time home buyer, mortgage rates etc

  • Creative Home Loans L.L.C.
  • 16401 North 40th Street, Phoenix, AZ, 85032
  • Lends in Arizona
  • Creative Home Loans LLC will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you.

  • Loanatik, L.L.C.
  • 4550 East Cactus Road, Suite 250, Phoenix, AZ, 85032
  • Lends in Arizona
  • Loanatik is a fun and slightly irreverent consumer brand providing residential mortgages to qualified borrowers. The mission of the company is to reimagine the process of getting a mortgage from application through secondary marketing. Our goal is to empower borrowers in a simplified application process, making it easy and efficient to borrow.

  • COUNTRYFIRST MORTGAGE
  • 4568 E Cactus Rd, Suite 70, Phoenix, AZ, 85032
  • Lends in Arizona
  • We make it extremely easy for you to get the right loan for your circumstances, hassle-free. Before you know it, you’ll have a mortgage loan that best fits your specific needs, saving you time and money. CountryFirst Mortgage works with you every step of the way, from Pre-Qualification to selecting the type of loan that is right for you.

  • Prestige Mortgage, LLC
  • 1256 West Chandler Boulevard, Suite 29, Chandler, AZ, 85224
  • Lends in Arizona
  • Prestige Mortgage offers Commercial, FHA, VA, USDA, Conventional, Jumbo, Bridge loans, and Private Money loans in Arizona. Whether it is debt consolidation, refinance, cash-out or a purchase of a new home, Prestige Mortgage will help you make the best decision for you and your family.

  • Union Home Lending LLC
  • 3536 West Hidden Mountain Court, Anthem, AZ, 85086
  • Lends in Arizona
  • Union Home Lending LLC mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan

  • The Lending Lady
  • 6200 E Thomas Rd, Suite 202, Scottsdale, AZ, 85251
  • Lends in Arizona
  • Whether you are looking for a VA loan for a new home purchase in Tucson, refinance a mortgage for your home in Phoenix, or are looking for jumbo mortgage financing for a custom build in Flagstaff, The Lending Lady has the loan program that fits your needs.

    You only think about home financing a few times in your life

  • Mortgages by Mazzocco Group
  • 8100 E Camelback Rd Lot, Suite 9, Scottsdale, AZ, 85251
  • Lends in Arizona
  • The Mazzocco Group guides you through every step of the home financing process, working with all parties including the real estate agents, settlement agents, and loan processors to ensure success in closing a smooth transaction for your new home!

    Exceptional Service: Communication is the key that unlocks success

  • Best Damn Loans, LLC
  • 7137 E Rancho Vista Dr, Suite B05, Scottsdale, AZ, 85251
  • Lends in Arizona
  • Established with one purpose! To serve our clients as a full service, one stop shop for all of your mortgage needs. We specialize in helping our clients identify and secure the Best Damn Loan For each unique situation. Our founder Nicholas Rausch was frustrated with how fragmented the Industry has become.