FHA Loan Limits for Yuma, Yuma County, AZ in 2026

As of 2026, the maximum FHA loan amounts for Yuma county in Yuma, AZ, are $472,030 for a single-family house, $604,400 for duplexes, $730,525 for triplexes, and $907,900 for four-unit properties.

For conventional loans, the maximum borrowing for a single-family home is $726,200, while duplexes qualify for $929,850, triplexes for $1,123,900, and four-unit homes for $1,396,800.

Try our FHA calculator to find today's top FHA rates and discover what is required for your downpayment, income, credit rating, reserves, and necessary documents.

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With Lendersa®'s calculator, you can compare FHA rates and terms to those of all other available loan programs. Discover and evaluate Conventional loans, Jumbo loans, VA, USDA, Non-QM, and hard money loans alongside FHA options.

Lendersa® receives data from numerous lenders and quickly matches it with your distinct financial situation and needs.

For 2026 in Yuma county of Yuma, AZ, compare the maximum loan limits for FHA, Conventional Conforming, Jumbo, USDA, VA, Non-QM, Super Jumbo, Reverse Mortgage (HECM), and hard money categories on our Loan Limits Comparison Table. To examine qualification criteria such as income, reserves, and credit, use Lendersa® Super Loan Integrated Qualifier (SLIQ™).

Loan limits Yuma county of Yuma, AZ

SFR 2 Units 3 Units 4 Units
FHA $472,030 $604,400 $730,525 $907,900
Conventional Conforming $548,250 $702,000 $848,500 $1,054,500
Convetional High Balance $726,200 $929,850 $1,123,900 $1,396,800
USDA $336,500 $336,500 $336,500 $336,500
VA $726,200 $929,850 $1,123,900 $1,396,800
None-Qm $1,500,000 $1,500,000 $1,500,000 $1,500,000
None- QM- Super Jumo $5,000,000 $5,000,000 $5,000,000 $5,000,000
Reverse Mortgage (HECM) $822,375 $822,375 $822,375 $822,375
Proprietary Reverse Mortgage (Non-FHA) $4,000,000 $4,000,000 $4,000,000 $4,000,000
Hard Money $90,000,000 $90,000,000 $90,000,000 $90,000,000


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